Collateral Analyst Chattel
About The Position
The Collateral Analyst Chattel serves as a trusted collateral consultant, delivering complex chattel, business, and multi-asset valuations that support sound credit decisions across the Association. This role provides specialized expertise in agricultural assets, coordinates large and complex valuation projects, and partners with internal and external stakeholders to strengthen collateral analysis, portfolio quality, and customer outcomes. The Collateral Analyst Chattel applies solid functional knowledge and sound judgment to deliver dependable, high-quality work with minimal direction. Team members at this level manage moderately complex responsibilities, balance priorities effectively, and contribute meaningful insights that support team and functional performance. They are trusted to navigate varied situations, identify improvement opportunities, and operate with increasing autonomy.
Requirements
- High School Diploma/GED with 7 years relevant experience.
- Bachelor's Degree with 3 years relevant experience preferred.
Responsibilities
- Completes complex chattel, business, and multi-asset valuations and collateral analyses, supporting accurate risk assessment and lending decisions.
- Verifies reported collateral through document review, site inspections, owner interviews, and third-party data sources, strengthening valuation reliability and portfolio quality.
- Leads and coordinates large, multi-asset valuation projects in partnership with appraisers and collateral professionals across the Association.
- Develops, maintains, and communicates commodity price guidelines and other valuation resources that support consistent collateral decisions.
- Reviews chattel appraisals and valuations, identifies opportunities for improvement, and provides training to enhance team capabilities and delegated authority readiness.
- Partners with lending teams, customers, industry contacts, and Farm Credit System stakeholders to support business development, address complex collateral needs, and deliver exceptional customer service.
- Manages assigned work with minimal direction delivering a high degree of accuracy, quality and timely completion.
- Applies functional knowledge and judgment to evaluate information and make informed decisions.
- Anticipates needs, manages competing priorities, and proactively communicates status or risks.
- Supports process improvements by identifying gaps and recommending practical solutions.
- Collaborates effectively across teams to advance shared goals and business outcomes.
- Serves as a resource to less experienced team members through informal guidance.
Benefits
- Medical, dental, and vision insurance
- Well-being and fitness reimbursement programs
- Paid vacation, sick leave, and holidays
- 401(k) plan with company contributions and matching opportunities
- Paid parental leave
- Short-term and long-term disability coverage
- Tuition reimbursement and professional development programs
- Community involvement and volunteer opportunities
- Variable compensation opportunities for eligible positions
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
High school or GED
