Closer Funder I

Triad Financial Services•Bourbonnais, IL

6d•Onsite

About The Position

Triad Financial Services is a leading provider of financial services and solutions, serving clients in the US. We are seeking a highly motivated and skilled Closer/Funder to join our growing team. This role is responsible for processing incoming loan packages from a client base that includes Direct Borrowers, Manufactured Home Dealers, and Brokers. This includes monitoring incoming loan document requests, ensuring underwriting conditions are cleared for document preparation, communicating with clients and escrow agents for additional items, verifying home address consistency, and performing timely data entry into the loan tracking system. The role also involves ordering flood and tax certificates from third-party vendors and ordering new home appraisals. The Closer/Funder accurately processes contract orders, reviews tax and flood certificates, confirms loan information, prepares and sends packages for signatures, and gathers/verifies conditions. They work with brokers, dealers, and borrowers to obtain necessary items for loan packages and collaborate closely with underwriting until all conditions are cleared. Under the supervision of the Team Lead, the Closer/Funder is responsible for providing lists of needed conditions to fund to dealers, brokers, or borrowers, and sending completed loan packages to the end lender. This includes re-verifying loan information, confirming the loan fits end lender parameters, and sending the completed file. They also correct files and accounting when loans are redirected. The Closer/Funder serves as the first point of contact for dealers, brokers, borrowers, underwriters, insurance agents, and lenders on submitted files and keeps track of conditions and loan expirations. Related duties are performed as assigned by the supervisor, and compliance with all company policies and procedures is maintained.

Requirements

0 to 2 years of Loan processing experience.
Excellent verbal and written communication skills, including ability to effectively communicate with internal and external customers.
Excellent computer proficiency (MS Office – Word, Excel and Outlook).
Must be able to work under pressure and meet deadlines, while maintaining a positive attitude and providing exemplary customer service.
Ability to multitask in a high stress environment.
Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines, and standard accepted practices.
High school diploma or GED required.

Nice To Haves

Client relationship and customer service experience a plus.
Encompass experience a plus.

Responsibilities

Processing of incoming loan packages from Direct Borrowers, Manufactured Home Dealers, and Brokers.
Monitor all incoming loan doc requests.
Ensure all necessary underwriting conditions have been cleared for doc prep.
Communicate with clients and escrow agents for any additional items needed for doc prep.
Verify home address is consistent on appraisal, title, and loan tracking system.
Timely and accurate data entry into loan tracking system.
Order flood and tax certs from 3rd party vendors.
Order new home appraisals.
Accurate and timely processing of contract orders and ordering & reviewing tax and flood certs.
Confirm loan information, accurately type, order and review compliance and send package out for signatures.
Gather, review and verify conditions, work with brokers, dealers and/or borrowers to get items needed to complete loan package.
Works closely with underwriting until all conditions cleared.
Responsible for accurate and timely processing of: A) List of needed conditions to fund to dealer, broker or borrower AND B) Completed loan packages to end lender.
Re-verifying loan information, confirming loan fits in end lender’s parameters and sending completed file to end lender.
Correcting files and accounting when loans are redirected.
Serve as first point of contact for Dealers, brokers, borrowers, underwriters, insurance agents and lenders on files submitted.
Keep track of conditions and loan expirations.
Perform related duties as assigned by supervisor.
Maintain compliance with all company policies and procedures.