Chief Financial Officer

Heritage Federal Credit Union•NEWBURGH, IN

About The Position

Heritage Federal Credit Union is seeking a strategic and collaborative Chief Financial Officer (CFO) to join our executive leadership team. The CFO provides leadership and oversight of the credit union's accounting, finance, treasury, investments, budgeting, forecasting, asset-liability management, liquidity, and financial reporting functions while helping drive the organization's long-term strategic success.

Requirements

Bachelor's degree in Accounting, Finance, or a related field required.
Minimum 12-18 years of progressive leadership experience in the banking or credit union industry.
Executive-level experience leading accounting, finance, treasury, and enterprise financial strategy.
Financial reporting and GAAP expertise
Asset-liability management (ALM) and treasury management
Budgeting, forecasting, and strategic planning
Regulatory compliance and financial risk management
Strong leadership, communication, and presentation skills
Ability to analyze complex financial data and drive organizational results

Nice To Haves

Master's degree and CPA preferred.

Responsibilities

Develop and execute financial strategies that support organizational goals, growth initiatives, and long-term financial performance.
Serve as a trusted advisor to the CEO, executive leadership team, and Board of Directors on financial strategy, performance, and risk management.
Participate in executive committees and lead financial analysis to support strategic decision-making, investments, and business expansion.
Maintain a three-year Accounting & Finance roadmap encompassing projects, systems, and key initiatives.
Oversee all accounting, financial reporting, financial systems, and data integrity functions, ensuring compliance with GAAP and regulatory requirements.
Provide accurate financial statements, regulatory reporting, executive dashboards, and actionable performance insights.
Lead budgeting, forecasting, financial planning, profitability analysis, and operational efficiency initiatives.
Direct treasury, liquidity, capital, investment, borrowing, and asset-liability management (ALM) strategies to optimize financial performance and manage risk.
Ensure appropriate liquidity management, contingency funding readiness, and compliance with NCUA, GAAP, and other applicable regulations.
Serve as the primary liaison with regulators, auditors, and external financial partners.
Oversee enterprise financial risk management, including interest rate, credit, and liquidity risk.
Present financial results, forecasts, and strategic recommendations to the Board of Directors.
Support development of financial products, services, and business lines, and negotiate key vendor contracts to protect the credit union's financial interests.