Chief Compliance Officer / BSA Officer

OnHires • Columbia, SC

2d • Remote

About The Position

This is a senior, hands-on statutory role serving as the designated BSA Officer and Chief Compliance Officer for the company’s US Money Services Business. The role reports to the Board and works closely with the Global Chief Compliance Officer on the compliance framework and policies. The BSA/AML and OFAC programme is already established; the role is responsible for keeping it examination-ready and strengthening it to support US growth with banking partners, card acquirers, and new integrations. The position makes filing, customer-exit, and escalation decisions independently, without commercial approval, and partners with Product and Operations.

The role owns the US BSA/AML and OFAC programme, including policies, procedures, risk assessment, training, transaction monitoring and investigations, SAR decisions and filings, sanctions screening, information requests, customer and partner risk, vendor oversight, product reviews, examinations and assurance, FinCEN registration, and Board reporting. The position is remote within the United States, with periodic in-person time at the European headquarters.

Requirements

• At least 7 years of BSA/AML compliance experience at a US-regulated financial institution, such as an MSB, money transmitter, bank, broker-dealer, or regulated fintech.
• At least 3 years as a designated BSA Officer, Deputy BSA Officer, or equivalent with filing authority.
• Hands-on programme ownership at a crypto exchange, VASP, crypto-native MSB, or payments/fintech MSB; advisory-only experience is not sufficient.
• Deep working knowledge of the BSA/FinCEN MSB regime, including 31 CFR Parts 1010 and 1022, SAR and CTR filing, the Funds Transfer and Travel Rules, MSB registration, and FIN-2019-G001.
• Direct experience drafting and filing SARs.
• OFAC sanctions experience, including crypto-specific exposure such as SDN-listed wallet addresses, mixers, and sanctioned exchanges.
• Experience preparing for and responding to examinations, independent reviews, or sponsor-bank due diligence.
• A track record of maintaining filing, exit, or programme-adequacy positions under commercial pressure.
• Hands-on use of AI tools in compliance work, such as alert triage, drafting support, or risk assessment.
• Fluent professional English and writing skills suitable for regulator and Board review without editing.
• Based in the United States, authorized to work in the US without sponsorship, and willing to be named as BSA Officer to FinCEN and banking partners.
• Successful completion of a background check.

Nice To Haves

• Previous BSA Officer experience at a crypto exchange, VASP, or crypto-native MSB.
• Hands-on blockchain analytics experience with Chainalysis, Elliptic, TRM, Scorechain, or an equivalent tool.
• Direct experience with an IRS BSA examination or a FinCEN inquiry.
• Sponsor-bank or banking-partner relationship management for an MSB.
• Visa/Mastercard crypto programme and acquirer compliance exposure.
• State money transmitter licensing experience.
• Experience presenting to a Board, audit committee, or regulator.
• Exposure to cross-border compliance in the EU (MiCA), UK, or Canada.
• CAMS, CCAS, CFE, CRCM, or a comparable qualification.

Responsibilities

• Own BSA/AML and OFAC policies, procedures, the enterprise-wide risk assessment, training, and alignment with the group compliance framework, applying stricter controls where US law requires them.
• Manage fiat and on-chain transaction monitoring, alert disposition, investigation standards, and case documentation.
• Draft, approve, and file SARs within the 30-day timeline; manage continuing-activity reviews and protect SAR confidentiality.
• Oversee OFAC screening of customers, counterparties, wallet addresses, and geolocation; adjudicate matches and manage blocked and rejected transaction reporting and crypto-specific sanctions typologies.
• Respond to 314(a) requests, subpoenas, and law-enforcement requests, and manage 314(b) information sharing.
• Set KYC/EDD standards and customer risk ratings; approve high-risk and PEP relationships and make customer exit decisions.
• Oversee due diligence, configuration, and performance of KYC, screening, and blockchain-analytics vendors.
• Assess new products, payment methods, and partner integrations for BSA/OFAC risk before launch.
• Manage IRS BSA examinations, FinCEN inquiries, sponsor-bank audits, and independent reviews, and remediate findings with evidence.
• Manage FinCEN MSB registration and report programme status, filings, findings, and emerging risks to the Board.
• Make filing, exit, and escalation decisions independently and serve as a credible partner to Product and Operations.

Benefits

• Statutory role with real authority, direct Board access, and documented independence.
• Ownership of the US programme and the opportunity to shape how it supports company growth.
• Remote work within the United States, with periodic in-person time at the European headquarters.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed