Charge Off Specialist

DriveTime • Mesa, AZ

3d • Onsite

About The Position

The Charge Off Specialist will contribute to a high performance and result-oriented team. A specialist will work with customers to secure new payment plans and put the customer back on the path to ownership. Specialists will also work accounts that are settlement eligible. Handle large volume of inbound calls to support account servicing for all charge off accounts including educating customers on status of accounts, act as intermediary for special servicing as applicable, assist customers on existing payment plans, negotiate new payment plans and influence customers on negotiated settlement options when appropriate. Perform high volume of outbound calls to establish contact with customers to collect payments towards their plan, negotiate setting up new payment plans and work towards negotiated settlements when applicable. Monitor worklist delay and request repossession assignments on customers that default on their payment plan. Ensure accuracy and integrity for account documentation and customer communication and correspondence. Perform administrative functions including inquiries to various departments via email and/or internal ticketing system. Submit requests to various departments within the company as needed based on account status. Other duties as assigned.

Requirements

• High School Diploma, GED, or equivalent certification
• Experience with Microsoft Office such as Excel, Outlook and Word
• 2+ years of experience in loss mitigation, collections and/or financial services
• Associate degree or bachelor’s degree in business or related field may be used as a proxy for experience

Nice To Haves

• Clear, concise and professional written and oral communications and interpersonal skills
• Strong time management and organizational skills, and ability to maintain a consistent and positive demeanor in a fast-paced work environment
• Prioritize and multi-task to ensure the achievement of assigned performance objectives.
• Ability to effectively apply professional acumen and communication skills to favorably resolve issues escalated from internal and external customers
• Knowledge of collection policies/procedures including skip tracing and the Fair Debt Collection Practices Act (FDCPA), and local state repossession law
• Strong negotiation and conflict management skills
• Self-motivated with strong decision-making capabilities; ability to self-start
• Ability to work in an accurate, detail-oriented, and highly productive manner

Responsibilities

• Handle large volume of inbound calls to support account servicing for all charge off accounts including educating customers on status of accounts, act as intermediary for special servicing as applicable, assist customers on existing payment plans, negotiate new payment plans and influence customers on negotiated settlement options when appropriate
• Perform high volume of outbound calls to establish contact with customers to collect payments towards their plan, negotiate setting up new payment plans and work towards negotiated settlements when applicable
• Monitor worklist delay and request repossession assignments on customers that default on their payment plan
• Ensure accuracy and integrity for account documentation and customer communication and correspondence
• Perform administrative functions including inquiries to various departments via email and/or internal ticketing system
• Submit requests to various departments within the company as needed based on account status
• Other duties as assigned

Benefits

• Medical, dental, and vision insurance
• 401(K)
• Company paid life insurance policy
• Short and long-term disability coverage
• Tuition Reimbursement
• Wellness Program
• Paid time off (for all full-time roles) includes wellness days, holidays, and YOU time
• Vacation time (for part-timers)

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED