Centralized Disclosure Specialist

D.R. Horton•Austin, TX

6h•Onsite

About The Position

D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. D.R. Horton, Inc. is currently looking for a Centralized Disclosure Specialist. The right candidate will work within a centralized department to issue initial and subsequent re-disclosures to consumers for multiple loan types in multiple states. Accuracy and timeliness are paramount due to the regulatory and business requirements related to disclosures.

Requirements

High school diploma or general education degree (GED)
Four to six years related experience and/or training
Proficiency with MS Office and email
Knowledge of the Loan Origination System (Encompass) and supporting systems (Blend/Ncino) is required

Nice To Haves

Bachelor's degree from a four-year college or university preferred

Responsibilities

Receive information necessitating disclosure of company and/or regulatory required disclosures (both initial and subsequent re-disclosures)
Review and interpret information received to effectively determine which disclosures are required to be provided. Information may be contractual, loan (rate term, loan type, interest rate lock, mortgage fee, etc.) property/market (transfer tax, stat disclosures, etc.) or borrower related
Complete the disclosures as required based on the information received as well as through practical understanding of the mortgage loan process. This will involve updating information within the Loan Origination System (Encompass). Knowledge of the Loan Origination System (Encompass) and supporting systems (Blend/Ncino) is required
Communicate effectively with the Production team (Mortgage Loan Originators/Branch Management as well as other departments as applicable) to confirm the disclosures are appropriate
Provide accurate and appropriate disclosures to DHI Mortgage customers within pre-determined timelines pursuant to company policy/procedure and regulatory requirements
Update the Loan Origination System as well as other systems (as required) to effectively notify appropriate parties that disclosures have been effectively provided to consumers
Review Encompass Pipelines to confirm all disclosures are processed pursuant to TRID guidelines
Conducts all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company.