Mortgage Disclosure Specialist
About The Position
Under the general direction of the Manager, this position will be responsible for assisting in reviewing the operational process and compliance regulations, researching and recommending revision to procedures and process improvements. Oversees the review of various reports to ensure data integrity of the loan origination system and the accurate completion of mortgage related forms and disclosures are within compliance guidelines, required timeframes as well as following bank policies and procedures. Provide support and guidance to junior specialists. Assist in ensuring the accuracy and completeness of loan data and documentation collated and provided for internal bank audits. Develop and maintain close working relationships with Bank personnel and external partners. Confirm timely Initial, Re-disclosure and Closing disclosure documents during the loan process and ensure compliance with applicable Federal and State Compliance Regulations as well as internal policies and procedures. Responsible for reviewing file to validate that it complies with investor and Bank of Hawaii Corporation portfolio guidelines. Develops a thorough knowledge of Federal and State compliance regulations including (but not limited to) TILA-RESPA Integrated Mortgage Disclosure Rule, TILA, RESPA, ECOA, Fair Banking, Anti Money Laundering laws and regulations, Bank Security Act, and USAA Patriot Act.
Requirements
- Thorough knowledge of Federal and State compliance regulations including TILA-RESPA Integrated Mortgage Disclosure Rule, TILA, RESPA, ECOA, Fair Banking, Anti Money Laundering laws and regulations, Bank Security Act, and USAA Patriot Act.
Responsibilities
- Assist in reviewing the operational process and compliance regulations.
- Research and recommend revisions to procedures and process improvements.
- Oversee the review of various reports to ensure data integrity of the loan origination system.
- Ensure accurate completion of mortgage related forms and disclosures within compliance guidelines and required timeframes.
- Provide support and guidance to junior specialists.
- Ensure accuracy and completeness of loan data and documentation for internal bank audits.
- Develop and maintain close working relationships with Bank personnel and external partners.
- Confirm timely Initial, Re-disclosure and Closing disclosure documents during the loan process.
- Ensure compliance with applicable Federal and State Compliance Regulations as well as internal policies and procedures.
- Review files to validate compliance with investor and Bank of Hawaii Corporation portfolio guidelines.
- Develop a thorough knowledge of Federal and State compliance regulations including TILA-RESPA Integrated Mortgage Disclosure Rule, TILA, RESPA, ECOA, Fair Banking, Anti Money Laundering laws and regulations, Bank Security Act, and USAA Patriot Act.
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
