C&I Credit Portfolio Manager I

Ameris Bank•Columbia, SC

2d•Onsite

About The Position

Responsible for the investigation and analysis of credit risks on moderately complex loans, working within guidelines established by the company, and under the supervision of Credit Administration. Performs other projects and duties as assigned.

Requirements

Highly proficient in Moody’s software
Intermediate Word and Excel skills
Ability to develop cash flow analyses on credit reports
Good communication skills and ability to work well with others
Ability to prioritize and follow up
Strong organizational skills
Ability to manage multiple skills
Minimum of 0-1 years of experience in the same or similar role within the financial industry
An undergraduate degree is required with focus in the areas of finance, economics, or accounting preferred.

Responsibilities

Develop and analyze all types of credit information pertaining to diverse types of loans
Assist in development of credit information packet for use by senior credit personnel
Review and conduct analysis on moderate to complex credit requests
Prepare Moody’s spreads to support annual reviews and loan requests
Develop cash flow analysis on new and existing loan requests
Assist in monitoring the C&I loan portfolio through preparation and ongoing maintenance of portfolio reports
Perform financial covenant testing for Borrowers
Communicate material financial changes or covenant non-compliance within existing relationships to appropriate Credit Officer
Manage all necessary resources and communicate within commercial team, including Commercial Banking Specialists, Account Officers, and other providers to efficiently obtain information sufficient to complete timely annual review approvals within designated C&I portfolio
Monitor status and complete timely annual reviews for assigned accounts
Provide assistance to loan officers or Credit Administration as requested
Ensure credit files include current financial statements and other required documentation