Portfolio Credit Analyst I

First Citizens Bank•Boston, MA

14h

About The Position

This position aids the credit assessment process and provides recommendations on the credit assessment of customer level relationships, through compilation and analysis of financial information. Reviews financial statements and performs risk assessments to evaluate individual credit. Provides recommendations on business relationships and process improvements, facilitating lending policies and activities for the department.

Requirements

Bachelor's Degree and 0 years of experience in Business or commercial credit analysis OR High School Diploma or GED and 4 years of experience in Business or commercial credit analysis
Knowledge of Moody's Risk Analysis software

Responsibilities

Sources, compiles, and interprets financial data or statements related to loan portfolios.
Identifies factors that impact credit on both a quantitative and qualitative basis in order to inform credit relationships.
Analyzes loan processes for accuracy and efficiency, effectively communicates analysis output.
Provides analytical insight and technical skill to lending activities, maintaining strong industry, risk, and policy knowledge to serve as a resource to associates.
Recommends process improvements and credit grade changes.
Assists in other duties as needed to facilitate department processes.
Obtains and monitors financial documentation utilized in analysis efforts.
Ensures accuracy, completeness, and consistency of documentation.
Produces reports based on analysis, loan performance, and credit relationships.
Identifies and communicates risk, process, or credit issues.