Portfolio Analyst I

Axos Bank • San Diego, CA

1d • Onsite

About The Position

Support Credit & Portfolio Management functions by managing a portfolio of commercial loans using a risk-based approach.

Requirements

• Bachelors
• 1+ years experience in monitoring or underwriting and structuring commercial lending transactions

Responsibilities

• Execute Post Funding Covenant (PFC) audits upon the closing of new loans to ensure proper asset monitoring over the life of the loan.
• Other duties may include the preparation and completion of collateral reviews and loan advances.
• Conduct comprehensive loan reviews, collection of financial statements, financial statement spreading and the financial analysis of borrowers.
• Routine monitoring of commercial credits by way of covenant tracking, servicing borrower inquires, and facilitating the gathering of essential portfolio data is essential.
• Assist in the development and execution of monitoring policies and procedures to manage credit risk effectively and efficiently.
• Understand the credit culture and risk tolerance as outlined by senior management and the Board, and proactively identify and mitigate potential threats against the safety and soundness of the loan portfolio.

Benefits

• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave
• 3 weeks’ Vacation
• Holidays (about 11 a year)
• HSA or FSA account
• other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program
• 529 Savings Plan
• Employee Mortgage Loan Program
• free access to an Axos Bank Account with Self-Directed Trading

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level