C&I Portfolio Manager III

EagleBank•Tysons Corner, VA

5d•Hybrid

About The Position

EagleBank is a values-driven organization focused on being Flexible, Involved, Responsive, Strong, and Trusted. We prioritize meaningful connections with our customers, employees, and shareholders. The bank is committed to inclusion, equity, and respect, celebrating diversity and seeking opportunities to learn from one another. Employees are considered essential, and the bank invests in their growth and well-being through resource groups, mentorship programs, community service, and scholarship opportunities. Benefits include maternity and parental leaves, wellness discounts, healthcare premium sharing, employer funding in HSA accounts, and 100% 401(k) matching up to 4%. This position is eligible for a hybrid remote work arrangement, with four days per week in the Tysons, VA office.

Requirements

Bachelor’s Degree in Arts/Sciences (BA/BS) in finance, business, and economics, accounting or related field
Associate’s Degree (AA) in a business or finance related field and 3 additional years of experience in commercial credit or real estate analysis may be substituted for bachelor’s degree
10 years experience in portfolio management and commercial underwriting including structuring and pricing loan transactions
Experience with underwriting transactions from conception to completion independently
Must be proficient in evaluating commercial credit risk
Must be able to work autonomously with minimal oversight from the RM and/or PM Manager.
Self-motivated individual with strong work ethic and time/workflow management abilities
Strong interpersonal and relationship development abilities, with thorough knowledge of commercial credit products
Ability to collaborate effectively with individuals and groups both senior and junior across the company
Well-developed written communication and verbal presentation skills
Proficient in credit underwriting, including but not limited to cash flow, enterprise valuation and collateral analysis
Proven ability to identify sales opportunities within a commercial loan environment
Intermediate skill level in Microsoft Word, Excel and Outlook
Knowledge of varying credit structure types, including but not limited to: Term loans, Owner occupied CRE, Line of credit, Letter of credit
Ability to work on several loan requests simultaneously
Bank product knowledge

Nice To Haves

Master’s degree in Arts/Sciences (MA/MS) or MBA
Formal Credit Training
Industry knowledge of Asset Based Lending, Government Contract Lending, Merger and Acquisition Financing, Non-Profit, Middle Market, Highly Leveraged Transactions, General C&I, and/or Special Assets
Risk Management Association Credit Risk Certification (CRC)
National Association of Credit Management Certified Credit and Risk Analyst (CCRA)
Certified Credit Professional (CCP)
Commercial Banking & Credit Analyst (CBCA)
Other recognized professional certification in credit analysis

Responsibilities

Leads and supports the entire credit process by facilitating the collection of financial information from clients and prospects.
Prepares and submits credit packages for the approval of new loans and for the renewal of existing loans.
Works with Relationship Manager(s) to draft term sheets/loan proposals, assist in structuring and underwriting.
Presents credit packages to the appropriate loan committee and/or approvers.
Reviews loan documents, both internally and attorney prepared, for accuracy prior to loan closing.
Manages upcoming maturities, past dues, and documentation exceptions on a day-to-day basis.
Responsible for ongoing client and relationship management of the assigned portfolio by regularly monitoring client performance and industry trends.
Proactively identifies credit issues and develops remediation plans.
Ensures adherence to Eagle Bank policies and procedures regarding risk ratings, annual reviews, accuracy of financial statement spreading, and compliance and regulatory review of all associated risks within the assigned portfolio.
Acts as a client-facing role, periodically joining Relationship Manager(s) and other internal Product Partner(s) in client and prospect calling efforts.
Trains and mentors Junior teammates, including Junior Portfolio Managers, Analysts, Underwriters, and Interns.