Business Risk Professional

U.S. Bank • Owensboro, KY

1d • Hybrid

About The Position

Performs underwriting evaluation of residential mortgage loan applications to ensure compliance with underwriting guidelines and alignment with organizational risk standards. Applies expertise across conventional and government‑backed loan products and demonstrates working knowledge of the full mortgage loan lifecycle, including closing, post‑closing, and pooling. Utilizes strong analytical, process facilitation, and project management skills to support sound decision‑making, effective stakeholder communication, and workforce planning. Demonstrates business risk awareness, credible business acumen, effective presentation and relationship‑building skills, and proficiency with standard business technology tools.

Requirements

• Bachelor's degree, or equivalent work experience
• Five to seven years of applicable experience
• Applicable professional certifications
• Proficient computer navigation skills, particularly word processing, spreadsheet, databases, and presentations

Nice To Haves

• Advanced understanding of Home Mortgage Lending and Underwriting processes
• Basic knowledge of Business Risk competencies
• Strong process facilitation and project management skills
• Effective presentation and relationship building skills
• Well-developed analytical skills
• Effective oral and written communication skills
• Possess business acumen and credibility to help business line(s) proactively identify and address changing workforce needs

Responsibilities

• Performs underwriting evaluation of residential mortgage loan applications to ensure compliance with underwriting guidelines and alignment with organizational risk standards.
• Applies expertise across conventional and government‑backed loan products and demonstrates working knowledge of the full mortgage loan lifecycle, including closing, post‑closing, and pooling.
• Utilizes strong analytical, process facilitation, and project management skills to support sound decision‑making, effective stakeholder communication, and workforce planning.
• Demonstrates business risk awareness, credible business acumen, effective presentation and relationship‑building skills, and proficiency with standard business technology tools.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level