Business Card Strategic Analytics - Consumer & Community Banking - Vice President

JPMorganChase•Wilmington, NC

About The Position

As part of JPMorgan Chase Risk Management and Compliance, the Vice President, Strategic Analytics will help the firm grow responsibly by identifying and managing risk while enabling sustainable business growth. The role is within Business Card Risk and owns acquisition credit strategies and underwriting policies for the Business Card portfolio. The position uses data, analytics, and risk expertise to develop and optimize decision rules, approval criteria, and risk segmentation strategies that balance growth, profitability, customer experience, and risk outcomes. It partners with Product, Finance, Operations, Technology, and Control functions to develop, implement, monitor, and govern strategies, and influences senior leaders through data-driven recommendations.

Requirements

At least 5 years of experience in credit risk management, lending strategy, analytics, underwriting, or financial services.
Strong experience developing and managing credit strategies, underwriting policies, or credit decision frameworks.
Advanced analytical and problem-solving skills, including experience working with large and complex datasets.
Proficiency in SAS and SQL, and experience using analytics to drive business decisions and portfolio outcomes.
Ability to balance risk, growth, profitability, and customer experience in decision-making.
Strong written and verbal communication skills, including presenting recommendations and insights to senior leadership.
Proven ability to influence stakeholders and lead cross-functional initiatives without direct authority.
Strong project management and execution skills, including the ability to manage multiple priorities in a fast-paced environment.
Commitment to strong controls, governance, and high-quality deliverables.
Bachelor’s degree in Statistics, Economics, Finance, Mathematics, Engineering, Data Science, or a related quantitative discipline.

Nice To Haves

Experience managing acquisition credit strategies for credit card, small business lending, or other consumer lending portfolios.
Demonstrated success delivering measurable improvements in risk-adjusted growth, profitability, and customer outcomes.
Experience with credit card acquisition underwriting, risk segmentation, and portfolio management strategies.
Knowledge of risk governance, model risk management, regulatory expectations, and audit requirements.
Understanding of fair lending principles and compliance considerations within credit decisioning.
Proficiency with Python, Tableau, Alteryx, or similar analytics and visualization platforms.
Advanced degree in a quantitative discipline such as Statistics, Economics, Mathematics, Finance, Data Science, or Engineering.

Responsibilities

Own Business Card acquisition credit criteria, including underwriting policies, risk segmentation, approval cutoffs, and decision rules.
Analyze portfolio performance and emerging risk trends to identify opportunities to improve risk-adjusted growth and customer outcomes.
Develop analytical solutions using SAS, SQL, Python, and visualization tools to evaluate policy performance and tradeoffs.
Optimize acquisition strategies by balancing approval rates, delinquency and loss outcomes, profitability, and regulatory requirements.
Translate analyses into clear, actionable recommendations for senior leaders and business partners.
Partner with Product, Finance, Operations, Technology, Control Management, Compliance, and Fair Lending to design and refine acquisition criteria.
Lead implementation of credit criteria changes, including business requirements, validation testing, and post-implementation reviews.
Establish monitoring frameworks and reporting for performance, drift, and emerging risks.
Maintain governance, documentation, and controls across the credit criteria lifecycle to support audit, regulatory, and internal review needs.
Identify opportunities to enhance underwriting through new data sources, automation, and process improvements.
Coach and develop junior analysts while promoting analytical rigor, collaboration, and continuous improvement.