Business Banking Underwriter III

Huntington National Bank•Dallas, TX

3d•$70,000 - $140,000•Onsite

About The Position

The Business Banking Underwriter III underwrites Business Banking loans to assess borrowers’ creditworthiness and ensure compliance with the Bank’s lending policy. The role supports Business Banking production by managing an individual work pipeline and reviewing financial and credit application information to make sound credit decisions. Loans typically involve complex credit structures and customer exposure up to $10 million; the position has single approval authority up to $4 million. The underwriter assesses borrower risk, collaborates with credit and segment risk teams to meet department goals, and supports the team through training and mentoring new hires. The position may provide support across the UWI, UW II, and UW III job families, serve as a manager’s backup for team huddles and meetings, and represent the manager outside the functional group when needed. Other duties may be assigned. The position is office-based; the hiring team will provide details about any specific work arrangement. Compensation is listed at $70,000–$140,000 annually, with eligibility for an applicable incentive compensation plan.

Requirements

Bachelor’s degree.
At least 7 years of experience with business or commercial underwriting in a centralized lending environment.

Nice To Haves

Bachelor’s degree in a business-related field.
3–4 years of leadership or management experience.
Ability to underwrite credit exposures in excess of $4 million.
Previous authority to underwrite and decide credits without additional signers.
Confidence, assertiveness, professionalism, and ability to interact professionally with all organizational levels.
Proficiency with Microsoft Office and other internet resources.
Excellent customer service, motivation, focus, and goal orientation.
Excellent written and verbal communication skills, including grammar and demeanor.
Strong organizational skills, attention to detail, planning, and follow-up.
Ability to work independently on multiple tasks without compromising quality.
Ability to identify and make necessary changes within the functional team without oversight to improve the unit as a whole.

Responsibilities

Maintain an individual pipeline of underwriting work to support Business Banking production.
Review financial and credit application information and make sound credit decisions.
Assess borrowers’ risk profiles and determine creditworthiness and compliance with Bank lending policy.
Underwrite loans that typically include complex credit structures and customer exposure up to $10 million, using single approval authority up to $4 million.
Assist with training and mentoring new hires and provide support for the UWI, UW II, and UW III job families as needed.
Perform tasks as needed to support the line of business and job family.
Act as the manager’s primary backup for team huddles and meetings as needed.
Represent the direct manager outside the functional group as needed.
Collaborate with credit and segment risk teams to meet or exceed department goals.
Perform other duties as assigned.