Business Banking Underwriter III

Huntington National Bank•Atlanta, GA

1d•$70,000 - $140,000•Onsite

About The Position

The Business Banking Underwriter III underwrites Business Banking loans to determine creditworthiness and compliance with Bank lending policy. The role supports Business Banking production by maintaining an individual work pipeline and reviewing financial and credit application information to make sound credit decisions. Loans typically involve complex credit structures and customer exposure up to $10 million. The position has single approval authority up to $4 million and assesses borrowers’ risk profiles. The underwriter assists with training and mentoring new hires and supports the UWI, UW II, and UW III job families as needed. The role may also support other line-of-business and job-family tasks, serve as the manager’s primary backup for team huddles and meetings, and represent the direct manager outside the functional group when needed. The underwriter collaborates with credit and segment risk to meet or exceed department goals and performs other duties as assigned. This is an office-designated position. The employer notes that some positions outside its branch network may be eligible for flexible arrangements combining office and work-from-home time; specific arrangements are provided by the hiring team. The stated annual base compensation range is $70,000–$140,000, with eligibility to participate in an applicable incentive compensation plan. The position is exempt from overtime pay.

Requirements

Bachelor’s degree.
At least 7 years of experience with business or commercial underwriting in a centralized lending environment.

Nice To Haves

Bachelor’s degree in a business-related field.
3–4 years of leadership or management experience.
Ability to underwrite credit exposures in excess of $4 million.
Previous authority to underwrite and decide credits without additional signers.
Confidence, assertiveness, professionalism, and ability to interact professionally with all levels of the organization.
Proficiency with Microsoft Office and other internet resources.
Excellent customer service, motivation, focus, and goal orientation.
Excellent written and verbal communication skills, including grammar and demeanor.
Strong organizational skills, attention to detail, planning, and follow-up.
Ability to work independently on multiple tasks without compromising quality.
Ability to determine and make necessary changes within the functional team without oversight to improve the unit as a whole.

Responsibilities

Maintain an individual pipeline of underwriting work to support Business Banking production.
Review financial and credit application information and make sound credit decisions.
Underwrite loans that typically involve complex credit structures and customer exposure up to $10 million.
Assess borrowers’ risk profiles.
Exercise single approval authority up to $4 million.
Assist with training and mentoring new hires and provide support to the UWI, UW II, and UW III job families as needed.
Complete tasks as needed to support the line of business and job family.
Act as the primary backup for the manager for team huddles and meetings as needed.
Represent the direct manager outside the functional group as needed.
Collaborate with credit and segment risk to meet or exceed department goals.
Perform other duties as assigned.