Business Banking Treasury Management & Payments Consultant

U.S. Bank • Rancho Cucamonga, CA

19h • Hybrid

About The Position

This position is responsible for acquiring, expanding, and retaining Payments business, including Merchant, Treasury Management, and Card products. The consultant advises existing and prospective clients on cash conversion cycles, working capital management, and internal processes, and recommends services to improve efficiencies and business flows. In collaboration with Business Banking Relationship Managers, the consultant manages client relationships, supports account servicing and structure, and expands existing business. The role also conducts receivables and payables operating-cycle analyses, may assist with structuring and implementing Payment services, and works toward sales, revenue, and retention objectives. The consultant builds community relationships and identifies business development opportunities, including ways for U.S. Bank to contribute to local communities.

When not meeting with clients, the role requires working from a U.S. Bank location three or more days per week.

Requirements

• Bachelor's degree or equivalent work experience.
• Five to seven years of related experience.
• Thorough knowledge and hands-on experience with Treasury Management and Payments solutions, including ACH, wires, fraud mitigation tools, remote deposit capture, merchant services, and embedded payment platforms.
• Well-developed sales and new business development skills.
• Strong client service and relationship skills.
• Active listening and problem-solving skills.
• Familiarity with digital banking platforms and tools such as SinglePoint, Salesforce, and other client onboarding systems.
• Effective verbal and written communication skills.
• Ability to work independently.

Responsibilities

• Contact existing and prospective clients to provide consultative advice on cash conversion cycles, working capital management, and internal processes to develop Payments business.
• Collaborate with Business Banking Relationship Managers to manage existing client relationships, ensure proper servicing and account structure, and expand business.
• Conduct receivables and payables business operating-cycle analyses for identified clients and prospective clients.
• Provide consultative feedback and recommend products or services that create process efficiencies and other business-flow benefits.
• Use available resources and technologies to optimize the client experience and provide accurate, operationally excellent service.
• Meet or exceed assigned sales, revenue, and retention objectives.
• Assist with structuring new or modified Payment services and oversee their proper implementation, as needed.
• Build community relationships and engage with local organizations.
• Identify business development opportunities and ways for U.S. Bank to contribute to its communities.

Benefits

• Healthcare coverage, including medical, dental, and vision.
• Basic term and optional term life insurance.
• Short-term and long-term disability insurance.
• Pregnancy disability and parental leave.
• 401(k) and employer-funded retirement plan.
• Paid vacation, from two to five weeks depending on salary grade and tenure.
• Up to 11 paid holiday opportunities.
• Adoption assistance.
• Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
• Incentive and recognition programs.
• Equity stock purchase.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level