Business Banking Treasury Management & Payments Consultant
About The Position
This position is responsible for acquiring, expanding, and retaining Payments business, including Merchant, Treasury Management, and Card products. The consultant advises existing and prospective clients on cash conversion cycles, working capital management, and internal processes, and works with Business Banking Relationship Managers to service and grow client relationships. The role analyzes receivables and payables cycles, recommends solutions that improve process efficiency, and supports implementation of Payment services. It also focuses on meeting sales, revenue, and retention goals, building community relationships, and identifying business development opportunities.
Requirements
- Bachelor's degree or equivalent work experience.
- Five to seven years of related experience.
- Thorough knowledge and hands-on experience with Treasury Management and Payments solutions, including ACH, wires, fraud mitigation tools, remote deposit capture, merchant services, and embedded payment platforms.
- Well-developed sales and new business development skills.
- Strong client service and relationship skills.
- Active listening and problem-solving skills.
- Effective verbal and written communication skills.
- Ability to work independently.
Nice To Haves
- Familiarity with digital banking platforms and tools such as SinglePoint, Salesforce, and other client onboarding systems.
Responsibilities
- Contact existing and prospective clients to provide consultative advice on business cash conversion cycles, working capital management, and internal processes to develop Payments business.
- Collaborate with Business Banking Relationship Managers to manage existing client relationships, ensure appropriate servicing and account structure, and expand business.
- Conduct receivables and payables business operating cycle analyses for identified clients and prospective clients.
- Provide consultative and insightful feedback to clients.
- Recommend products and services that create process efficiencies and other business-flow benefits for clients and prospects.
- Use available resources and technologies to optimize the client experience and deliver operational excellence and accuracy.
- Meet or exceed assigned sales and revenue goals and retention objectives.
- Assist in structuring new or modified Payment services and oversee their proper implementation, as needed.
- Build relationships in the community and engage with local organizations.
- Identify business development opportunities and ways for U.S. Bank to make a difference in the communities it serves.
Benefits
- Healthcare coverage, including medical, dental, and vision.
- Basic term and optional term life insurance.
- Short-term and long-term disability coverage.
- Pregnancy disability and parental leave.
- 401(k) and employer-funded retirement plan.
- Paid vacation of two to five weeks, depending on salary grade and tenure.
- Up to 11 paid holiday opportunities.
- Adoption assistance.
- Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
- Incentive and recognition programs.
- Equity stock purchase plan.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
