Business Banking Relationship Manager 3 - VP - Potential Sign On Bonus Up To $25K

U.S. Bank•Sacramento, CA

6d•$117,000 - $150,000•Hybrid

About The Position

U.S. Bank is seeking a Business Banking Relationship Manager to develop and manage business client relationships and provide tailored financial solutions. The role serves as a trusted advisor to business owners, connecting them with lending, treasury management, deposit, payment, merchant services, and credit card solutions. The manager is supported by specialists and a broad suite of products and is responsible for growing a client portfolio and helping businesses achieve their goals. Approximately 60–70% of the role is focused on outside business development, active prospecting, self-sourcing opportunities, and building a book of business. The position requires consistent outbound marketing, including cold calling and attending networking events. When not meeting with clients, the employee must work from a U.S. Bank location three or more days per week. The position may offer a sign-on bonus of up to $25,000, depending on qualifications and business considerations. The listed pay range is $117,000–$150,000; actual compensation may vary by role location. U.S. Bank also offers benefits and incentive and recognition programs, subject to eligibility requirements.

Requirements

Bachelor's degree or equivalent work experience.
Five to seven years of relevant experience.
Excellent communication, presentation, and relationship management skills.
Ability to collaborate effectively across business lines and partner teams.
Strong problem-solving skills and sound business judgment in a fast-paced environment.

Nice To Haves

Experience prospecting and developing relationships with businesses generating $10 million or more in annual revenue.
Proven success growing a portfolio through business development and consultative sales.
Established Centers of Influence network or demonstrated ability to build one.
Commercial lending experience, including C&I, SBA, and Commercial Real Estate.
Experience managing complex credit transactions and loan structures.
Strong knowledge of commercial credit, portfolio management, and risk assessment.

Responsibilities

Spend approximately 60–70% of work time on outside business development, active prospecting, self-sourcing opportunities, and building a book of business.
Develop, grow, and manage new and existing business client relationships.
Build and maintain Centers of Influence networks to generate referrals and new business opportunities.
Provide financial expertise and client-focused solutions to build long-term trusted relationships.
Assess clients' banking needs and recommend solutions tailored to their goals and objectives.
Educate clients about deposit, lending, treasury management, payment, and other banking solutions.
Manage an assigned portfolio, maintain strong credit quality, and oversee renewals, annual reviews, and ongoing client needs.
Obtain credit approval within assigned lending limits and recommend appropriate credit structures.
Partner with Treasury Management, Merchant Services, Business Banking Credit Card, and other internal teams to deliver comprehensive solutions.
Refer clients to additional business lines and specialists as appropriate.
Conduct consistent outbound marketing, including cold calling and attending networking events.
Work from a U.S. Bank location three or more days per week when not meeting with clients.

Benefits

Healthcare coverage, including medical, dental, and vision.
Basic term and optional term life insurance.
Short-term and long-term disability insurance.
Pregnancy disability and parental leave.
401(k) and employer-funded retirement plan.
Paid vacation of two to five weeks, depending on salary grade and tenure.
Up to 11 paid holiday opportunities.
Adoption assistance.
Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
Potential sign-on bonus of up to $25,000, depending on qualifications and business considerations.
Incentive and recognition programs.
Equity stock purchase, 401(k) contribution, and pension, subject to eligibility requirements.