Business Banker I, II or III (Level will be determined by experience) | West Newberry

Capital City Bank Group, Inc.•Gainesville, FL

21d

About The Position

The Business Banker delivers a full range of banking services to businesses and business owners, with an emphasis on client contact, sales, and service. The role includes significant outside business development, driving on behalf of the Bank in accordance with its Motor Vehicle Guidelines, and registration in the NMLS Registry as required under the S.A.F.E. Act. Associates must exercise discretion when handling confidential client information. The position is responsible for loan and deposit production, fees, credit quality, referrals, and maintaining and servicing a current client portfolio. It focuses on growing the Business Banking portfolio, building quality client relationships, identifying business opportunities, and supporting Bank production goals. The level of authority and specialization varies by experience. The work takes place in a professional, fast-paced office environment and includes frequent client visits outside the office, limited travel to surrounding markets, driving as required, and required after-hours civic and business-development participation. In exceptional disruptions, associates may need to relocate or telecommute to support business continuity. A bachelor's degree in Finance, Business, Accounting, or a related field is required, though relevant experience may substitute. The posting describes the role as requiring a seasoned professional with 5–10 years of experience.

Requirements

Bachelor’s degree in Finance, Business, Accounting, or a related field from an accredited college; relevant experience may substitute for the education requirement.
Seasoned professional with a minimum of 5–10 years of experience.
Knowledge and skills in credit and financial analysis.
Knowledge and skills in loan and credit structuring.
Knowledge of loan documentation and loan-closing processes.
Product knowledge related to Cash Management products and business loan products.
Knowledge of Consumer and Business banking products and product sales.
Excellent oral and written communication skills.
Proficiency with Microsoft Office Suite.
Existing proficiency in, or ability to promptly learn, Jack Henry /Experience, Decision Pro, Synergy, and other required operating applications.
Ability to drive for work and adherence to the Bank’s Motor Vehicle Guidelines.
NMLS Registry registration is required under the S.A.F.E. Act.
Discretion when handling confidential client information.

Nice To Haves

Commercial or Savings Bank experience in lending, operations, deposit management, administration, and/or cash management.

Responsibilities

Meet loan production, deposit production, fee, credit-quality, and referral goals for each incentive period, while maintaining and servicing the current client portfolio.
Grow the overall Business Banking portfolio and build, maintain, and grow quality client portfolios that generate revenue for the Bank.
Call on retail clients and prospects, pursue referrals, and develop joint revenue opportunities with Corporate Banking, Commercial Real Estate, and other Business Partners.
Support overall Bank production goals as outlined by quarterly targets and scorecards.
Sell and service existing businesses and business owners within the departmental portfolio.
Identify business production opportunities and referrals to business partners.
Meet with clients to discuss small-business needs and recommend banking solutions.
Conduct proactive business development and client calling within assigned market areas.
Cross-sell business banking services and products through joint efforts with Business Partners.
Participate actively in the community and maintain visibility.
Demonstrate behaviors that support Top of House and department-specific strategic goals.
Provide additional support to the manager and department colleagues.
Partner with assigned Client Service Managers and designated Business Partners.
Complete required Bank training within established timelines.
Follow Banker Standards, practice SGNNT, and comply with Bank policies and procedures.
Drive on behalf of the Bank in accordance with its Motor Vehicle Guidelines.