Business Banker

First Citizens Bank•Myrtle Beach, SC

About The Position

As a Business Banker at First Citizens, you will develop and expand relationships with business owners in your community to help them meet their financial goals. You will develop and maintain an active prospect list, customer outreach plan, and quality referral sources for companies averaging $1–$10MM in annual revenues. You will serve as the primary contact for borrowing needs and provide subject matter expertise in deposit and cash flow management. Working with internal partners, you will build and manage full banking relationships.

Requirements

Bachelor's degree and 4 years of experience, or a high school diploma/GED or equivalent and 8 years of experience in commercial or business lending, credit, or business development.
Business development experience.
Application of a structured sales process.
Ability to provide financial guidance and expertise.
Sales planning and forecasting skills.
Financial analysis skills.
Credit underwriting skills.
Knowledge of business lending, deposit, and cash management solutions.
Knowledge of retail and wealth solutions to refer.
Business development skills.
Networking skills and ability to build centers of influence.

Nice To Haves

Established centers of influence and referral sources.
Financial analysis and credit underwriting skills.
Knowledge of business lending, deposit, and cash management solutions.
Ability to provide financial guidance and expertise.
Sales planning and forecasting experience.

Responsibilities

Contribute to bank growth through business loans, deposits, and fee income.
Engage local business owners and companies through your network to develop business lending opportunities.
Represent the bank in the community by attending and participating in civic, community, and networking events.
Support an efficient loan approval process through open communication and engagement with credit partners.
Collaborate with bank partners to support and deepen full client relationships.
Develop and maintain an active prospect list, customer outreach plan, and quality referral sources.
Serve as the primary contact for borrowing needs and provide expertise in deposit and cash flow management.