Business Banker

WesBanco Bank, Inc.•Chattanooga, TN

21h

About The Position

The management of borrowing and depository relationships with business banking clients. In addition, the solicitation of new business banking clients through direct sales calls. The development of community and business relationships is necessary to facilitate sales referrals to our sales partners (wealth management, insurance, treasury management, retail, mortgage partners) and to maintain knowledge of local business conditions. This business banking officer must also support the Bank’s CRA lending initiatives.

Requirements

Minimum of five years in banking required
Minimum of three years of experience in sales while successfully meeting goals, required
Formal credit training with knowledge to interpret financial reports and analysis.
Small business and lower market lending experience.
Proven business development skills to prospect new bank relationships.
Must possess appropriate computer and technology skills.
Strong customer service skills with excellent verbal and written communication skills as well as overall strong presentation skills.
Willingness to provide a level of service which will clearly differentiate us from our competitors.
Professional demeanor in appearance, interpersonal relations, work ethic and attitude.
Possess clear, concise, effective written and oral communication skills to effectively express thoughts, ideas and concepts to management, bank employees and bank customers in a collaborative and solutions oriented manner.

Nice To Haves

Bachelor’s Degree, preferred.

Responsibilities

Manages and grows a portfolio of commercial business clients by providing tailored banking and financial solutions.
Develops strong relationships with business owners, executives, and key decision‑makers to understand financial needs and objectives.
Originates, structures, and manages commercial credit relationships, including loans, lines of credit, and treasury management services.
Analyzes financial statements, cash flow, credit risk, and collateral to support sound credit decisions.
Prepares and presents credit proposals in compliance with bank policies and regulatory requirements.
Monitors existing credit relationships to ensure ongoing credit quality, covenant compliance, and risk mitigation.
Partners with internal teams (credit, treasury, underwriting, and operations) to deliver seamless client service.
Identifies cross‑selling opportunities for deposit products, cash management, merchant services, and other bank offerings.
Maintains sup‑to‑date knowledge of market trends, competitive products, and regulatory changes impacting commercial clients.
Ensures all client activities meet regulatory, compliance, and risk management standards.
Resolves client issues and provide timely, professional follow‑
Participates in business development activities, networking events, and community outreach to generate new commercial relationships.
Maintains accurate documentation and records in accordance with internal controls and audit requirements.
Meets or exceeds individual production, growth, and portfolio management goals.
Acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all applicable laws, rules and regulations.
Complete all assigned compliance training in a timely manner.
Develop business relationships with business borrowers.
Deal effectively with customers to solve problems, collect data, establish facts and make appropriate recommendations to providing customer/Bank solutions.
Promote bank products and services.