Business Banker III | Duluth

Capital City Bank Careers•Duluth, GA

22d

About The Position

The Business Banker III delivers a full range of banking services to businesses and business owners, with emphasis on client contact, sales, service, and significant outside business development. The role manages and grows a quality business banking portfolio, supports the Bank’s production goals, and serves current clients while developing new business. The associate must drive on behalf of the Bank in accordance with its Motor Vehicle Guidelines and comply with the S.A.F.E. Act by registering in the NMLS Registry. Associates have access to confidential client information and must practice discretion. The position is based in a professional, fast-paced office environment and includes frequent client visits, limited travel to surrounding markets, and required after-hours civic and business development participation. In rare circumstances involving a major disruption, associates may need to relocate or telecommute to ensure business continuity.

Requirements

Bachelor’s degree in Finance, Business, Accounting, or a related field from an accredited college; relevant experience may substitute for the education requirement.
Minimum of 5–10 years of experience.
Knowledge of credit and financial analysis.
Knowledge of loan and credit structuring.
Knowledge of loan documentation and loan closing processes.
Product knowledge related to Cash Management products and business loan products.
Knowledge of Consumer and Business banking products and product sales.
Excellent oral and written communication skills.
Proficiency in Microsoft Office Suite.
Existing proficiency or ability to promptly learn Capital City Bank operating applications, including Jack Henry /Experience Decision Pro and Synergy, as well as other applications as required.
Compliance with the S.A.F.E. Act and registration in the NMLS Registry.
Ability to drive on behalf of the Bank and adhere to its Motor Vehicle Guidelines.
Ability to practice discretion when handling confidential client information.

Nice To Haves

Commercial or Savings Bank experience in lending, operations, deposit management, administration, and/or cash management is preferred.

Responsibilities

Meet loan production, deposit production, fee, credit quality, and referral goals during each incentive period while maintaining and servicing the current client portfolio.
Grow the overall Business Banking portfolio and support Bank production goals established through quarterly targets and scorecards.
Call on retail clients and prospects, and pursue referrals and joint revenue opportunities with Corporate Banking, Commercial Real Estate, and other business partners.
Build, maintain, and grow quality client portfolios that generate revenue for the Bank.
Sell and service existing businesses and business owners within the departmental portfolio.
Identify business production opportunities and referrals to business partners.
Meet with clients to discuss small business needs and recommend banking solutions.
Conduct proactive business development and calling within assigned market areas.
Cross-sell business banking products and services in collaboration with business partners.
Participate actively in the community and maintain visibility.
Demonstrate behaviors supporting Top of House and department-specific strategic goals, and follow Banker Standards and SGNNT practices.
Follow applicable policies and procedures and complete required Bank training within established timelines.
Provide additional support to the manager and department colleagues, and partner with assigned Client Service Managers and designated Business Partners.
Drive on behalf of the Bank in compliance with Motor Vehicle Guidelines and maintain required NMLS registration under the S.A.F.E. Act.
Protect confidential client information and practice discretion.