Business Banker III | Duluth

Capital City Bank Group, Inc.•Johns Creek, GA

22d

About The Position

This position delivers a full range of banking services to businesses and business owners, emphasizing client contact, sales, service, and significant outside business development. The Business Banker is responsible for growing the overall Business Banking portfolio while maintaining and servicing current client relationships. The role includes lending, deposit management, fees, credit quality, referrals, and supporting the Bank’s production goals. The position requires driving on behalf of the Bank, adherence to its Motor Vehicle Guidelines, and registration in the NMLS Registry in compliance with the S.A.F.E. Act. Associates must exercise discretion when handling confidential client information and follow the Bank’s policies, procedures, and Banker Standards. The role involves working with clients to understand small-business needs and recommend banking solutions; developing business within assigned market areas; building quality portfolios; and collaborating with Client Service Managers, Business Partners, Corporate Banking, Commercial Real Estate, and other teams. Active community participation and after-hours civic and business-development activities are required. The position is based in a professional, fast-paced office environment, with frequent client visits outside the office and limited travel to surrounding markets. In rare cases of significant disruption, relocation or telecommuting may be necessary to maintain business continuity. The role generally calls for a bachelor’s degree in Finance, Business, Accounting, or a related field; relevant experience may substitute. It is intended for a seasoned professional with 5–10 years of experience. Commercial or savings bank experience in lending, operations, deposit management, administration, or cash management is preferred.

Requirements

Bachelor’s degree in Finance, Business, Accounting, or a related field from an accredited college; relevant experience may substitute for the education requirement.
Minimum 5–10 years of experience as a seasoned professional.
Knowledge of credit and financial analysis.
Knowledge of loan and credit structuring.
Knowledge of loan documentation and loan closing processes.
Product knowledge related to cash management and business loan products.
Knowledge of consumer and business banking products and product sales.
Excellent oral and written communication skills.
Proficiency with Microsoft Office Suite.
Existing proficiency in, or ability to promptly learn, Jack Henry /Experience, Decision Pro, Synergy, and other required operating software.
Ability to drive on behalf of the Bank and adhere to its Motor Vehicle Guidelines.
NMLS Registry registration is required under the S.A.F.E. Act.
Ability to handle confidential client information with discretion.
Ability to participate in required after-hours civic and business-development activities and make frequent out-of-office client visits.

Nice To Haves

Commercial or savings bank experience in lending, operations, deposit management, administration, and/or cash management.

Responsibilities

Manage loan production, deposit production, fees, credit quality, and referrals during each incentive period while maintaining and servicing the current client portfolio.
Grow the overall Business Banking portfolio and contribute to Bank production goals established through quarterly targets and scorecards.
Call on retail clients and prospects, generate referrals, and pursue joint revenue opportunities with Corporate Banking, Commercial Real Estate, and other Business Partners.
Build, maintain, and grow quality client portfolios that generate revenue for the Bank.
Sell and service banking products for existing businesses and business owners in the departmental portfolio.
Identify business production opportunities and referrals to business partners.
Meet with clients to discuss small-business needs and recommend banking solutions.
Conduct proactive business development and client calling within assigned market areas.
Cross-sell business banking services and products in coordination with Business Partners.
Participate actively in the community and maintain visibility in the assigned market.
Follow Banker Standards, practice SGNNT, and adhere to Bank policies and procedures.
Provide support to the manager and department colleagues and partner with assigned Client Service Managers and designated Business Partners.
Complete assigned and required Bank training within established timelines.
Drive on behalf of the Bank as required and comply with its Motor Vehicle Guidelines.
Register in the NMLS Registry in compliance with the S.A.F.E. Act.