Business Analytics Sr Associate

KeyBank•Brooklyn, OH

3d•Hybrid

About The Position

Business Analytics Senior Associate with 5+ years of experience in consumer lending, credit risk, and decision strategy development. Proven ability to design, build, test, and implement credit decisioning solutions across consumer lending products including deposits, cards, and loans. Strong collaborator with expertise in translating business requirements into actionable strategies, delivering insights through data visualization, and driving process improvements. Adept at mentoring junior analysts and partnering with stakeholders to optimize credit performance and customer outcomes.

Requirements

5+ years of experience in consumer lending, credit risk, and decision strategy development.
Proven ability to design, build, test, and implement credit decisioning solutions across consumer lending products including deposits, cards, and loans.
Strong collaborator with expertise in translating business requirements into actionable strategies, delivering insights through data visualization, and driving process improvements.
Adept at mentoring junior analysts and partnering with stakeholders to optimize credit performance and customer outcomes.
Strong knowledge of consumer lending regulations (e.g. Reg Z, FCRA, ECOA, etc.).
Bachelor’s degree in Business, Finance, or related field or equivalent experience required.
Credit Risk & Consumer Lending experience
Decision Strategy and Development
Credit Bureau Data Analysis
Test Planning & Scenario Design
Process Improvement & Documentation
Data Visualization & Storytelling
Stakeholder Communication & Leadership
SAS / Python / Tableau (working knowledge)
Excel & PowerPoint (advanced)

Responsibilities

Designed and implemented credit decision strategies within enterprise decision engines for consumer lending products (cards, unsecured/secured loans, deposits).
Evaluated business processes, elicited requirements, and developed detailed test scenarios to ensure solution accuracy and effectiveness.
Built and maintained comprehensive documentation, including procedures and process flows for credit strategies and decisioning systems.
Developed and delivered executive-level presentations and data visualizations to communicate key insights and recommendations.
Led cross-functional discussions with internal stakeholders and external partners to align on strategy design and implementation.
Analyzed credit bureau and risk data to support decisioning strategies and optimize portfolio performance.
Identified business needs proactively and recommended data-driven process improvements.
Reviewed and validated work of junior analysts, providing mentorship, feedback, and technical guidance.
Ensured compliance with banking regulations, internal policies, and ethical standards in all analytics and decisioning activities.
Engaged with regulators, 2LOD partners, and Internal Audit to effectively support internal and external exams and audits focused on credit decision outcomes.