Business Analytics Sr Associate

KeyBank • Brooklyn, OH

4d • $80,000 - $150,000 • Hybrid

About The Position

The Business Analytics Senior Associate role requires 5+ years of experience in consumer lending, credit risk, and decision strategy development. The ideal candidate will have a proven ability to design, build, test, and implement credit decisioning solutions for various consumer lending products such as deposits, cards, and loans. This role involves translating business requirements into actionable strategies, delivering insights through data visualization, and driving process improvements. The Senior Associate will also mentor junior analysts and collaborate with stakeholders to optimize credit performance and customer outcomes.

Requirements

• Bachelor’s degree in Business, Finance, or related field or equivalent experience required.
• Credit Risk & Consumer Lending experience
• Decision Strategy and Development
• Credit Bureau Data Analysis
• Test Planning & Scenario Design
• Process Improvement & Documentation
• Data Visualization & Storytelling
• Stakeholder Communication & Leadership
• SAS / Python / Tableau (working knowledge)
• Excel & PowerPoint (advanced)
• Strong knowledge of consumer lending regulations (e.g. Reg Z, FCRA, ECOA, etc.).

Responsibilities

• Designed and implemented credit decision strategies within enterprise decision engines for consumer lending products (cards, unsecured/secured loans, deposits).
• Evaluated business processes, elicited requirements, and developed detailed test scenarios to ensure solution accuracy and effectiveness.
• Built and maintained comprehensive documentation, including procedures and process flows for credit strategies and decisioning systems.
• Developed and delivered executive-level presentations and data visualizations to communicate key insights and recommendations.
• Led cross-functional discussions with internal stakeholders and external partners to align on strategy design and implementation.
• Analyzed credit bureau and risk data to support decisioning strategies and optimize portfolio performance.
• Identified business needs proactively and recommended data-driven process improvements.
• Reviewed and validated work of junior analysts, providing mentorship, feedback, and technical guidance.
• Ensured compliance with banking regulations, internal policies, and ethical standards in all analytics and decisioning activities.
• Engaged with regulators, 2LOD partners, and Internal Audit to effectively support internal and external exams and audits focused on credit decision outcomes.

Benefits

• Eligibility for incentive compensation which may include production, commission, and/or discretionary incentives.
• Access to a list of benefits for which this position is eligible.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level