Branch Manager - Texarkana Area

Red River Employees Federal Credit Union•Texarkana, TX

About The Position

The Branch Manager is responsible for the efficient and effective management of a full-service credit union office and for maintaining and growing business relationships in the community. The role oversees branch operations, business development, lending decisions, the office environment, and staff performance while ensuring compliance with applicable requirements and credit union policies.

Requirements

  • Two or more years of experience as a consumer loan officer for a credit union or other financial institution is preferred.
  • High school diploma or equivalent; a four-year college degree is preferred.
  • Competent computer skills and ability to use standard office equipment.
  • Ability to meet, speak, and deal effectively with people while remaining professional.
  • Comfort and effectiveness in promoting credit union services and products.
  • Ability to participate in community events and work extended hours whenever required or requested by management.
  • Ability to maintain a neat and professional appearance.
  • Ability to operate normal office equipment and lift up to 25 pounds.
  • Ability to follow the core values of Team-Focused, Excellence, Authenticity, and Leading in Innovation.

Nice To Haves

  • Two or more years of experience as a consumer loan officer for a credit union or other financial institution.
  • A four-year college degree.

Responsibilities

  • Promote the credit union within the community.
  • Develop branch business by contacting prospective companies, community businesses, and their employees through visits, mailings, and phone calls.
  • Review loan applications for creditworthy members and eligible prospective members after credit reports and direct verifications are completed.
  • Analyze repayment capacity and determine collateral values.
  • Make credit decisions or refer applications to the Loan Review Committee with appropriate recommendations.
  • Ensure the office is open and ready for business each business day and assume overall administrative responsibility for branch operations.
  • Maintain a neat and clean office and grounds, and determine or recommend equipment changes.
  • Set a leadership example and ensure the branch operates efficiently, orderly, and professionally.
  • Manage direct reports to maximize productivity, efficiency, and employee potential, including hiring, assigning work, monitoring performance, coaching, and counseling.
  • Monitor performance for compliance with laws, regulations, policies, procedures, and internal controls.
  • Assist with problems in clerical operations of lending and/or teller functions when needed.
  • Adhere to Red River Employees Federal Credit Union policies and procedures.
  • Perform other related duties as assigned.
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