Bond Underwriter III

EMC Insurance Companies•Iowa - Work From Home, IA

2d•$78,726 - $119,646•Onsite

About The Position

At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together.

Requirements

Bachelor’s degree, preferably in accounting, finance, or business, or related field, or equivalent relevant experience
Three years of experience with bond underwriting, or related experience
Strong bond underwriting knowledge
Excellent analytical, financial, and problem-solving skills
Excellent written and verbal communication and organization skills
Strong keyboarding skills and computer knowledge including knowledge of Microsoft Office Suite
Excellent human relations skills
Strong attention to detail, organizational, and multi-tasking skills
Ability to work effectively with others, as well as independently
Travel required; a valid driver’s license with an acceptable motor vehicle report per company standards required if driving

Nice To Haves

Associate in Fidelity and Surely Bonding (AFSB) designation preferred

Responsibilities

Underwrites accounts within an assigned underwriting authority level, and services existing bond accounts, including analysis of financial statements, work in progress reports, and overall credit worthiness.
Gathers necessary information to make a decision on whether to approve or decline a bond request.
Maintains current account files and visits accounts as needed.
Monitors and maintains existing agency relationships and works to develop new relationships.
Meets with agents, contractors, clients, prospective and existing project owners, etc., as needed.
Educates agents on the bond philosophy and services EMC provides its customers.
Markets services to agents.
Identifies opportunities and potential barriers within agency relationships.
Underwrites new account submissions within an assigned underwriting authority level.
Analyzes and evaluates new submissions including financial statements, work in progress reports, and overall credit worthiness.
Sets up new account files and performs account visits as warranted.
Participates in industry functions, meetings, and seminars to network and increase knowledge on surety and fidelity issues.