Bond/Surety Insurance Producer

The Misch Group•Miami, FL
•$90,000 - $200,000

About The Position

We are seeking an energetic, results-driven, and entrepreneurial Bond/Surety Producer to join the growing team. The producer will source, develop, and maintain commercial and contract surety bond relationships with contractors, developers, corporations, and professional partners. The role serves as a trusted advisor to clients, helping them navigate contract bonding, financial reporting requirements, and risk mitigation while driving new revenue growth for the agency.

Requirements

  • At least 3 years of active sales experience in commercial surety, contract bonding, or commercial insurance lines.
  • Valid active resident Property & Casualty (P&C) license, such as a Florida 2-20 license or equivalent state license.
  • Proven track record as a proactive self-starter and hunter, rather than a transactional order-taker.
  • Strong financial acumen, including the ability to read and analyze financial statements, tax returns, and balance sheets.
  • Excellent communication, presentation, and negotiation skills.

Nice To Haves

  • Active involvement in industry trade associations such as AGC, ABC, CFMA, or NASBP is highly preferred.
  • Bachelor’s degree in Business, Finance, Accounting, Risk Management, or a related field preferred; equivalent practical industry experience is also accepted.

Responsibilities

  • Identify, prospect, and win new contract and commercial surety accounts through direct outreach, networking, trade association involvement, and referral channels.
  • Build and nurture long-term relationships with key decision-makers, including CEOs, CFOs, Controllers, and General Contractors.
  • Gather and analyze financial statements, work-in-progress reports, credit histories, and organizational charts to prepare complete underwriting submissions for surety carriers.
  • Maintain relationships with surety underwriters and negotiate favorable terms, bonding capacity, and rate structures for clients.
  • Collaborate with Account Managers to support bid bonds, performance and payment bonds, and annual program reviews.
  • Stay current on market trends, construction economics, local legislative changes, and financial standards affecting the surety industry.

Benefits

  • Competitive base salary plus commission incentives under the W2 structure, or high-percentage commission splits under the 1099 structure.
  • Opportunity for equity or ownership in the producer’s book of business upon reaching key revenue milestones.
  • 100% company-paid medical, dental, vision, and life/AD&D coverage.
  • 401(k) retirement plan with company match.
  • On-site or sponsored continuing education classes and designation support, such as AFSB, CIC, and CRM.
  • Dedicated Account Managers to handle routine servicing.
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