Bilingual Mortgage Loan Processor

First National Bank Texas • Amarillo, TX

15h • Onsite

About The Position

The Bilingual Mortgage Loan Processor is responsible for managing the loan process from the point it leaves the loan officer until it is ready for closing. This involves opening and reviewing information, gathering all necessary credit and income details, and proactively identifying and communicating potential issues to the loan officer or underwriter. The role requires meeting with customers to explain loan issues and regulations, ordering all required documents such as appraisals and title work, advising customers on insurance, and assisting the loan officer with various functions. The position level will be determined by both internal and external experience.

Requirements

• High School Diploma or Equivalent
• At least 18 years of age
• 3 years processing experience and well versed with program guidelines
• Knowledge of VA, FHA and conventional loan programs
• Experience with processing software and internet programs
• Experience troubleshooting problems with files
• Ability to review and understand credit reports
• Capable of handling 50 plus credit files at once
• Work under little supervision
• Must successfully pass background investigation and drug screen according to company policy
• Must be able to get along with co-workers and work effectively in a team environment
• Must be bilingual in English/Spanish

Responsibilities

• Open and review information obtained by loan officer
• Gather all credit and income information required for loan program
• Make loan officer and/or underwriter aware of issues that may arise during the process of the loan
• Responsible for processing the file once it leave the loan officer until it goes into closing
• Meet with customers to explain issues and regulations
• When necessary close transactions for the Title Company
• Order all required documents for final approval: appraisal, title work, advise customer on insurance, etc.
• Assist loan officer with any function
• Other duties as assigned

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED
• Number of Employees: 251-500 employees