Bilingual Closing Specialist (English/Spanish)

Genesee Regional Bank•Rochester, NY

10d•Onsite

About The Position

The Mortgage Closer is responsible for preparing, reviewing, and ensuring the timely and accurate delivery of closing documents. This individual serves as a key liaison between internal departments, title companies/settlement agents, attorneys, and borrowers to facilitate a smooth and compliant loan closing process.

Requirements

Ability to read, write and speak English and Spanish fluently.
Demonstrated PC literacy.
A minimum of 2 years’ residential mortgage Processing or Closing experience strongly preferred

Nice To Haves

Associate degree highly preferred
Lead by example.
Identify current or potential problems, take ownership and see them through to resolution.
Act as a unified team.
Possess strong interpersonal skills including the ability to proactively communicate with and help others, within and across departments.
Ability to work independently.
Seek and incorporate feedback on your performance from management, coworkers and clients.
Ability to work in a fast-paced, deadline driven environment.
Ability to manage multiple priorities.
Demonstrated verbal and written communication skills required.
Organizational skills and attention to detail are required

Responsibilities

Prepare and review closing disclosures and closing documents in accordance with company policy and regulatory guidelines.
Ensure all conditions of loan approval have been satisfied prior to closing, including verifications of employment.
Prepares attorney guidelines and sends to settlement agent.
Prepares sale and funding settlement sheets for Accounting.
Prepares and delivers the final Closing Disclosure to the borrower.
Prepares and delivers closing documents to the bank attorney for closing.
Works with settlement agent and borrower to schedule loan closing.
Reviews all documents for compliance, completeness and accuracy.
Works with Relationship Managers and/or retail team to schedule closings.
Reviews all documents for compliance, completeness and accuracy.
Prepares and delivers closing documents to the Relationship Managers for closing.
Completes post-closing and onboarding for HELOCs.
Assists with retail loan closings as needed.
Collaborate with processors, underwriters, loan officers, and post-closing team members to ensure file accuracy and completeness.
Utilize Encompass to communicate effectively, advance loans through the process and maintain accurate and timely information on each loan.
Maintain knowledge of investor and regulatory requirements.
Actively participate in demonstrating the behaviors outlined in The GRB VIP Program
Other duties as assigned.