Remote Benefits Services Representative

AIL • Fargo, ND

1d • $80,000 - $100,000 • Remote

About The Position

AO Globe Life / American Income Life is hiring a fully remote Benefits Services Representative to support individuals and families across the U.S. The role involves building client relationships, providing service and guidance through enrollment, presenting supplemental benefit options, and conducting virtual consultations. Candidates receive training, mentorship, licensing guidance, and professional development, with opportunities for career growth and advancement.

This is a 100% remote independent contractor opportunity. Compensation is commission-based and performance-driven, not hourly or salaried. Candidates must provide their own computer or laptop, webcam, reliable high-speed internet, and professional remote workspace. Before conducting licensed insurance activities, candidates must obtain the appropriate state Life & Health Insurance License and complete applicable pre-licensing coursework, examinations, and state requirements at their own expense. Licensing requirements, fees, compensation, and contractor terms may vary by state.

Requirements

• Be at least 18 years of age and legally authorized to work in the United States.
• Have a service-minded, mission-driven attitude.
• Be self-driven, organized, and comfortable working independently.
• Have strong communication and people skills.
• Provide a Windows laptop or PC, webcam, reliable high-speed internet, and a professional remote workspace.
• Be capable of obtaining the required state Life & Health Insurance License before conducting licensed insurance activities.
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
• Be confident in virtual meetings and familiar with digital tools.

Nice To Haves

• Customer service or consultative experience is preferred but not required.
• Interest in a performance-based career with opportunities for professional growth and advancement.
• Coachability and motivation to work independently.

Responsibilities

• Develop strong, long-term relationships with clients.
• Deliver high-quality, client-focused service.
• Guide clients through enrollment clearly and professionally.
• Present supplemental benefit options tailored to individuals and families.
• Conduct virtual consultations with clients via Zoom.
• Keep digital records accurate and manage timely follow-up.
• Participate in ongoing training, mentorship, virtual meetings, and professional development.

Benefits

• Renewal-based income growth opportunities.
• Monthly and quarterly bonuses.
• Equity opportunity (3%) for those who qualify.
• Fully remote work with a flexible schedule.
• Weekly performance-based pay.
• Training and licensing support, mentorship, and ongoing professional development.
• Inbound client interest; no cold outreach.
• A path toward leadership roles.

What This Job Offers

• Career Level: Entry Level
• Education Level: No Education Listed