Banking Advisor III - PNC Private Bank

PNC•Houston, TX

5d•Onsite

About The Position

At PNC, employees work together to deliver a strong customer experience and contribute to the company’s success in an inclusive workplace. This Banking Advisor III role is part of the PNC Private Bank and is based in Houston, Texas. PNC describes itself as an in-office company and encourages candidates to discuss workplace expectations with their recruiter and hiring manager. PNC will not sponsor employment visas or participate in STEM OPT for this position. The Banking Advisor III identifies and advises current and prospective high-net-worth clients on appropriate credit and cash management solutions as part of a broader Private Banking team. The role builds relationships with clients, internal and external partners, and centers of influence; introduces and sells AMG banking products and services; and makes day-to-day decisions on banking transactions. It originates, analyzes, negotiates, and documents credit and non-credit banking products and services, manages a book of business to support client satisfaction and retention and grow sales revenue, and analyzes and mitigates credit risk for complex requests. The advisor also provides leadership and mentoring to junior team members and ensures compliance with applicable banking policies and regulations. Successful candidates demonstrate customer focus and effective management of business risks in accordance with PNC’s Enterprise Risk Management Framework. The role typically requires a bachelor’s degree and at least five years of industry-relevant experience. A comparable combination of education, job-specific certifications, and experience, including military service, may be considered in lieu of a degree. No certifications or licenses are required. PNC offers a comprehensive benefits program. Eligibility and available options vary. Benefits listed for eligible full-time employees include medical and prescription coverage, dental and vision options, life and disability insurance, a 401(k) with company match, pension and stock purchase plans, dependent care reimbursement, backup child and elder care, adoption, surrogacy and doula reimbursement, educational assistance, and a wellness program with financial incentives. PNC also generally provides paid maternity and/or parental leave, up to 11 paid holidays, 9 occasional absence days, and 15 to 25 vacation days, depending on eligibility and career level.

Requirements

Typically requires a bachelor’s degree; a comparable combination of education, job-specific certifications, and experience, including military service, may be considered in lieu of a degree.
At least 5 years of industry-relevant experience is typically required.
Demonstrate appropriate knowledge, skills, and abilities for the role.
Demonstrate customer focus and manage risks in accordance with PNC’s Enterprise Risk Management Framework.
No required certifications.
No required licenses.

Nice To Haves

Book of business management
Client satisfaction
Customer retention
Financial management
Financial performance
Portfolio management
Sales process
Client relationship management
Credit analysis and verification
Decision making and critical thinking
Effective communications
Managing multiple priorities
Problem solving
Knowledge of products and services
Sales negotiating
Value selling

Responsibilities

Identify and advise current and prospective high-net-worth clients on appropriate credit and cash management solutions as part of a Private Banking team.
Meet with internal and external clients to introduce and sell AMG banking products and services.
Build relationships with internal and external partners, clients, and centers of influence.
Make day-to-day decisions in executing AMG banking transactions to ensure quality and efficiency.
Originate, perform financial analysis for, negotiate, and document credit and non-credit banking products and services.
Manage and monitor a book of business to support client satisfaction and retention and expand sales revenue.
Analyze, evaluate, and mitigate credit risk for complex credit requests using advanced credit fundamentals and internal credit policies.
Provide leadership and mentoring to junior team members.
Ensure compliance with current banking policies and regulations.

Benefits

Medical and prescription drug coverage, including a Health Savings Account feature
Dental and vision options
Employee and spouse/child life insurance
Short- and long-term disability protection
401(k) with PNC match
Pension plan
Stock purchase plan
Dependent care reimbursement account
Backup child and elder care
Adoption, surrogacy, and doula reimbursement
Educational assistance, including select fully paid programs
Wellness program with financial incentives
Maternity and/or parental leave
Up to 11 paid holidays each year
9 occasional absence days each year, unless otherwise required by law
15 to 25 vacation days each year, depending on career level and eligibility