Backend Engineer

Recruiting From ScratchSan Francisco, CA
Remote

About The Position

Our client is a high-growth fintech company building financial infrastructure that expands access to credit for individuals traditionally underserved by the financial system. The company has grown revenue significantly over the past few years while remaining profitable, achieving exceptional efficiency and strong revenue-per-employee metrics. Backed by top-tier investors and founders from leading fintech companies, the team is building modern credit products that power financial inclusion at scale. With a lean engineering team and strong product-market fit, this is a rare opportunity to join a fast-moving fintech startup where engineers own critical backend systems end-to-end and directly impact millions of users’ financial outcomes.

Requirements

  • 3+ years of backend engineering experience
  • Experience at early-stage or high-growth startups (<200 employees preferred)
  • Strong ownership of backend systems or infrastructure end-to-end
  • Experience building scalable systems in production environments
  • Exposure to fintech, credit, or financial systems strongly preferred
  • Comfortable working in ambiguous, fast-moving startup environments
  • Undergrad degree in Computer Science or related field preferred

Nice To Haves

  • Strong proficiency in Node.js or TypeScript (Python also acceptable)
  • Experience with AWS infrastructure (Lambda, ECS, S3, etc.)
  • Experience with Postgres and/or DynamoDB
  • Familiarity with React/Next.js (nice to have for full-stack exposure)
  • Experience using AI development tools (Cursor, Claude, Devin, etc.)
  • Experience working on consumer fintech or credit products
  • Strong system design and architecture skills

Responsibilities

  • Own backend systems and infrastructure end-to-end, from design through deployment and scaling
  • Build and maintain high-performance APIs and services powering core credit products
  • Design scalable backend architecture using Node.js (TypeScript) on AWS
  • Work closely with product and engineering teams to ship features rapidly in production
  • Make pragmatic engineering tradeoffs between speed, reliability, and scalability
  • Build systems that handle sensitive financial and credit data reliably and securely
  • Improve system observability, performance, and maintainability
  • Contribute to technical standards, best practices, and backend architecture decisions
  • Work in a highly autonomous environment with full ownership of backend domains

Benefits

  • Base salary: $180,000 – $250,000
  • Equity: Competitive startup equity
  • Remote-first (US-only, aligned working hours required)
  • High ownership engineering culture
  • Direct impact on financial inclusion and credit access for millions of users
  • Fast-moving, merit-based environment with low ego and strong execution culture
  • Opportunity to shape backend architecture in a profitable, high-growth fintech
© 2026 Teal Labs, Inc
Privacy PolicyTerms of Service