AVP Consumer Relationship Manager

First Financial Bank • Stephenville, TX

1d • Onsite

About The Position

The AVP Consumer Relationship Manager generates retail contracts and volume for the bank by establishing relationships with commercial retail businesses. The role develops quality new business, including profitable depository accounts, and is responsible for sound credit decisions and the terms offered to customers seeking direct or indirect loans. The position also advises commercial business owners on retail sales finance options for their customers. Work is guided by the bank’s policies, procedures, and lending limits, and the incumbent is expected to support the organization’s Customer Service First sales and service culture, values, and policies. The role is based in Stephenville, Texas, and reports to the Executive Vice President – Consumer Lending Manager. It involves frequent contact with vendors through face-to-face, telephone, and written communication, as well as collaboration with officers and staff to meet customer needs and contribute to bank profitability.

Requirements

• Bachelor’s degree in business marketing, management, accounting, or finance; relevant work experience may substitute for a degree.
• At least four years of related experience.
• Excellent communication and human relations skills.
• Thorough working knowledge and use of credit analysis and loan documentation, bank operations, and business development skills.

Nice To Haves

• Bank lending experience preferred.

Responsibilities

• Generate retail contracts and volume for the bank by establishing relationships with commercial retail businesses.
• Seek and develop quality new business, including profitable depository accounts.
• Make sound decisions to extend or deny credit to customers applying for direct or indirect loans, and determine the terms of such credit.
• Advise commercial business owners on marketing financing options to their potential customers.
• Participate in the Customer Service First sales and service culture, support organizational values, and follow company policies and procedures.
• Work with officers and staff to meet customer needs and contribute to bank profitability.

What This Job Offers

• Job Type: Full-time
• Career Level: Manager