Auto Finance Credit Manager

Huntington National Bank•Florida, FL

15h•Remote

About The Position

The Auto Finance Credit Manager oversees all credit operations for auto dealer originated (indirect) consumer loans for a geographic market. Oversees all credit decisions, and personally handles the most complex loans. Develops and maintains business in the market through dealer relations and customer service, and monitors portfolio compliance and risk. Ensures all staff are properly trained, and that all policies/procedures and regulations are complied with. Makes recommendations for policy changes to improve effectiveness. This position is available in Florida.

Requirements

Associate degree or an additional 2 years of indirect underwriting experience.
Minimum 5 years of indirect underwriting experience.
Computer knowledge working with Microsoft Excel and Pivot tables
Must demonstrate a professional, personable and friendly communication style with a focus on customer service and an ability to interact with all levels of individuals on the telephone and in person.
Excellent written communication skills are also required.
Must enjoy working independently and effectively in a deadline-driven, multi-task environment, with organization and attention to detail being imperative.

Nice To Haves

Bachelor’s degree preferred
In market experience highly preferred
Prime Auto Underwriting experience

Responsibilities

Auto Finance Underwriting Manager for the Florida/Georgia market.
Oversees all credit operations for auto dealer originated (indirect) consumer loans for specific market.
Personally approves, denies and negotiates consumer auto credit applications originated through auto dealers and oversees all credit decisions.
Develops and maintains business in the market through dealer relations and customer service, and monitors portfolio compliance and risk.
Ensures all staff are properly trained and that all policies/procedures and regulations are in compliance.
Provide coaching to colleagues as needed to enhance overall performance.
Makes recommendations for policy changes to improve effectiveness.
Travel is required to make in person visits to dealers in the region building and developing relationships, typically no more than 2 days a month (or quarterly if assigned dealers are out of state and overnight visits required).
Performs other duties as assigned.