Director, Credit Execution, Strategic Accounts, TD Auto Finance

TD•Toronto, ON

3d•Onsite

About The Position

TD Auto Finance (TDAF) is a dynamic division within TD, focused on lending to auto dealers across the country and providing comprehensive solutions to meet their banking needs. The Strategic Accounts team is a specialized unit focused on covering the largest automotive dealer groups in Canada. This role reports to the Associate Vice President, Credit and helps lead a team of Associate Directors, providing guidance, leadership, coaching, and development to ensure business results and professional/personal development objectives are achieved. The Director, Credit Execution works closely with the Director, Strategic Accounts for the overall execution of transactions and is responsible for the credit portfolio, ensuring structured deals meet risk policies. They may also actively structure more complex deals within the unit or market. The role is accountable for delivering a superior customer experience while driving profitable business growth in line with business strategy.

Requirements

Previous experience in Commercial Banking.
Robust organizational and team management skills with the ability to work in a demanding environment and handle multiple deadlines and changing priorities.
Very solid credit, analytical and problem-solving skills.
Excellent communication and organizational skills.
Strong team player, with an ability to work both in a team environment and independently.
The ability to engage in active dialogue with internal and external stakeholders (Unit VP, Credit VP/AVP, clients, legal counsel etc.).
An undergraduate or graduate degree in Business, Economics, Finance or other quantitative discipline.
10+ years of relevant experience.

Nice To Haves

Prior experience with large-corporate accounts and/or syndicated transactions is preferred.
MBA or CFA would be an asset.

Responsibilities

Lead the execution and achievement of the business's customer and partner experience targets; coach and model appropriate behavior and execute plans to continuously improve customer experience.
Work with deal team to complete initial due diligence on new opportunities including business, industry, financial and commercial due diligence.
Contribute to growth of the unit by assisting in structuring competitive packages while maintaining a balanced view of risk and credit quality.
Responsible for transaction execution along with the other members of the deal team.
Contribute to the development and implementation of the business plan, goal setting, growth strategies and coaching for the Unit.
Assess and manage credit risk in compliance with applicable internal and external requirements (e.g., financial controls, risk policies) to increase profitability and enable business growth.
Oversee, lead, and coach a team of associate directors while growing talent, developing skills and capabilities to achieve career goals and business results.
Participate fully as a member of the team, supporting a positive work environment that promotes service to the business, quality, innovation, and collaboration and ensure timely communication of issues/points of interest.
Provide thought leadership and industry knowledge for own area of expertise and participate in knowledge transfer/mentorship within the team and business unit.
Keep current on emerging trends and developments and understand the business, related tools and techniques.
Contribute to, and lead, various ad-hoc initiatives which may be assigned from time-to-time.