Auto Finance Credit Manager
About The Position
The Auto Finance Regional Area Credit Manager oversees all credit operations for auto dealer originated (indirect) consumer loans for multiple geographic markets. This role involves overseeing all credit decisions, handling complex loans, and developing business through dealer relations and customer service. The manager is also responsible for monitoring portfolio compliance and risk, ensuring staff training, and compliance with policies, procedures, and regulations. Recommendations for policy changes to improve effectiveness are also part of the role. The position is exempt, meaning it is not eligible for overtime pay.
Requirements
- Bachelor's Degree
- 5+ years of related experience
Nice To Haves
- Local Dealer knowledge and relationships
- Experience working with multiple dealership and dealer groups
- Excellent verbal and written communication skills
- Strong sales and negotiation skills
- Proficiency with Microsoft Office including Word, Excel and PowerPoint
- Prime Auto underwriting experience
- Demonstrate a professional, personable and friendly communication style with a focus on customer service and an ability to interact with all levels of individuals on the phone and in person
- Enjoy working independently and effectively in a deadline-driven, multi-task environment, with organization and attention to detail being imperative
Responsibilities
- Oversees all credit decisions, and personally handles the most complex loans.
- Develops and maintains business in the market through dealer relations and customer service.
- Monitors portfolio compliance and risk.
- Ensures all staff are properly trained, and that all policies/procedures and regulations are complied with.
- Makes recommendations for policy changes to improve effectiveness.
- Oversees all credit operations for auto dealer originated (indirect) consumer loans for specific markets.
- Dealer Management – develops and maintains business in the market territories through dealer relations and customer service.
- Responsible for the approval, denial and negotiation of consumer auto credit applications originated through auto dealers for specific geographic markets.
- Oversees all credit decisions for assigned markets.
- Responsible for monitoring portfolio compliance and risk.
- Ensures all staff are properly trained and that all policies/procedures and regulations are in compliance.
- Makes recommendations for policy changes to improve effectiveness.
- Performs other duties as assigned.
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What This Job Offers
Job Type
Full-time
Career Level
Manager
