Credit Review Analyst I - Auto Finance Fraud

GM Financial•Fort Worth, TX

2d•Hybrid

About The Position

The Credit Review Analyst I – Auto Finance Fraud performs independent and unbiased monitoring and assessments of the company's credit activities, with an emphasis on detecting fraud and misrepresentation. The role works closely with Dealer segments to monitor compliance and proactively address loans originated with fraud or misrepresentation. The analyst reviews red-flag reports, investigates loan originations and related documentation and systems, identifies weaknesses and non-compliance, supports credit analysis and reporting, and recommends improvements to management.

Requirements

High school diploma or equivalent required.
Bachelor's degree required.
Competency with Microsoft Office, particularly Excel data-mining and filtering functions.
Ability to plan, execute, and improve work processes to achieve business objectives.
Ability to proactively achieve goals and objectives that positively affect business results.
Strong analytical and strategic skills.
Research skills and problem-solving ability.
Attention to detail, time-management, and organizational skills.
Ability to explain complex issues and present technical information accurately and clearly.
Written and oral communication skills.
Ability to work independently.
Ability to make recommendations and decisions.
Ability to handle confidential information and situations discreetly.

Nice To Haves

0–2 years of auto lending, finance, or banking experience preferred.

Responsibilities

Review Excel-based red-flag reporting to identify accounts requiring fraud investigation.
Investigate loan originations for fraud or misrepresentation by reviewing loan documentation and the systems used to underwrite, fund, and collect accounts.
Identify underwriting and funding weaknesses, address areas of non-compliance, and recommend changes when necessary.
Assist in developing and supporting models, analysis, and reporting related to the soundness of credit activities.
Perform quality monitoring across the organization by analyzing, summarizing, and monitoring compliance with credit policies and procedures.
Consult with management as needed and recommend action on policy exceptions and control weaknesses to ensure findings are correct.
Create management reports with recommendations for improving business operations, efficiency, and internal controls.
Research and develop opportunities to keep up with industry fraud trends and resources; perform other duties as assigned.
Assist fellow team members in establishing consistent quality, accuracy, and compliance with departmental standards and internal controls.