Audit Resolution Underwriter

Bayview Asset Management•Denver, CO

12d•Hybrid

About The Position

The Audit Resolution Underwriter coordinates responses to external and internal post-close audits that indicate mortgage loans may not meet investor credit underwriting guidelines. The role assesses each loan’s credit risk to determine whether loans originated by third parties meet secondary-market guidelines and are eligible for purchase, or whether repurchase or other mitigation should be recommended. The position reviews mortgage loan files and audit findings, resolves conditions in external due diligence systems, communicates with Correspondents and due diligence firms, and monitors resolution timelines. It also identifies audit trends, recommends corrective actions, prepares reporting for senior leadership, and supports Closed Loan Audit Underwriters during high-volume periods. This is a hybrid role based in Bayview’s Denver office.

Requirements

At least 6 years of recent experience in conventional mortgage underwriting, quality analysis, or quality control within the past 5 years.
Current working knowledge of FNMA and FHLMC underwriting guidelines.
Strong analytical, problem-solving, and decision-making skills.
Excellent verbal and written communication skills.
Proficiency in Microsoft Word and Excel.
Strong attention to detail and ability to manage multiple priorities and meet deadlines.
Effective interpersonal skills and ability to build and maintain internal and external business relationships.
Ability to work collaboratively in a team-oriented environment.
Proficiency in AI tools to improve efficiency, support analysis, and enhance written communication while maintaining accuracy and sound judgment.

Nice To Haves

General knowledge of GNMA, FHA, VA, USDA, Non-Agency, and Affordable Lending guidelines; experience in these areas is preferred but not required.
Experience with Microsoft Access.

Responsibilities

Analyze loan files and credit audit findings to determine underwriting accuracy and compliance with investor guidelines.
Review credit, income, asset, and collateral documentation for adherence to secondary-market requirements.
Resolve conditions in external due diligence systems by evaluating findings, providing supporting analysis, and responding professionally with minimal supervision.
Communicate with Correspondents to explain deficiencies and identify documentation needed to resolve findings.
Evaluate supplemental documentation to confirm conditions are adequately cleared and underwriting decisions are supported.
Monitor audit resolution pipelines and follow up with Correspondents and due diligence firms to meet deadlines.
Recommend loan repurchases or downgrades, including consideration of applicable compensating factors.
Prioritize competing responsibilities and meet deadlines for agency responses and final reporting supporting sales and securitizations.
Identify audit trends, recommend corrective action plans, and communicate recurring issues to Correspondent Underwriting management.
Develop and maintain reporting on post-purchase audit trends and findings for senior leadership.
Support Closed Loan Audit Underwriters during high-volume periods through pre-purchase reviews and condition resolution.
Perform other duties as assigned by management.