Associate - Liquidity Framework Management, U.S. Treasury

Scotiabank•New York, NY

About The Position

The Associate contributes to the success of U.S. Treasury Liquidity & Analytics by supporting the management, execution, and ongoing enhancement of liquidity risk frameworks. The role performs analytical reviews, regulatory interpretation assessments, methodology maintenance, monitoring, and governance activities in support of team strategies and objectives, ensuring work complies with governing regulations and internal policies and procedures. The position supports liquidity risk methodologies and framework enhancements through quantitative and qualitative analysis. It maintains inventories of FR 2052a interpretations and regulatory guidance, and supports the development, calibration, documentation, and execution of liquidity stress testing methodologies, assumptions, and management buffers. The Associate also prepares governance materials and senior-management updates; monitors liquidity metrics, indicators, limits, thresholds, and risk drivers; and assesses impacts from regulatory, market, product, and business changes. The role works with Treasury, Risk, Finance, business, data, and technology partners to address framework impacts and resolve data, reporting, and process issues. It supports controls, issue remediation, regulatory examinations, audit reviews, model governance, and information requests with clear and traceable documentation. The Associate also contributes to periodic methodology reviews and improvements to analytical processes, controls, documentation, and reporting, while observing the Bank’s risk appetite, values, Code of Conduct, and applicable compliance obligations.

Requirements

Bachelor’s degree in Finance, Economics, Accounting, Risk Management, Data Analytics, or a related discipline.
Experience in Treasury, liquidity risk, regulatory reporting, financial risk management, banking, or a related analytical role.
Working knowledge of liquidity risk concepts, stress testing, regulatory reporting, and governance practices.
Ability to analyze financial data, identify trends and anomalies, and translate findings into clear business conclusions.
Strong written and verbal communication skills, attention to detail, documentation quality, and data traceability.
Ability to manage multiple priorities, exercise sound judgment, and work effectively across business, risk, data, and technology teams.
Proficiency in Microsoft Excel and PowerPoint.

Nice To Haves

Familiarity with FR 2052a.
Experience with data visualization, query, or analytical tools.

Responsibilities

Promote a customer-focused culture and leverage Bank relationships, systems, and knowledge to deepen client relationships.
Perform quantitative and qualitative analysis supporting liquidity risk methodologies, framework enhancements, and management decisions.
Maintain inventories of FR 2052a interpretations, regulatory guidance, methodology decisions, and supporting rationale.
Support the development, calibration, documentation, and execution of liquidity stress testing methodologies, assumptions, and management buffers.
Prepare governance materials, methodology documentation, committee presentations, and senior-management updates.
Conduct trend analysis and monitor liquidity metrics, early warning indicators, limits, thresholds, and emerging risk drivers.
Partner with Treasury, Risk, Finance, business, data, and technology stakeholders to assess liquidity framework impacts from regulatory, market, product, or business changes.
Support control execution, issue identification, root-cause assessment, remediation planning, and closure validation.
Support regulatory examinations, internal audit reviews, model governance activities, and information requests by preparing clear, accurate, and traceable documentation.
Coordinate with business and technology partners to investigate and resolve data quality, reporting, and process issues.
Perform impact assessments for new or revised regulatory guidance, methodology changes, product developments, and balance-sheet initiatives.
Support periodic methodology reviews and identify improvements to analytical processes, controls, documentation standards, and reporting efficiency.
Consider the Bank’s risk appetite and risk culture in day-to-day activities and decisions.
Operate in accordance with Scotiabank’s Values, Code of Conduct, and Global Sales Principles, and support effective day-to-day controls for operational, compliance, AML/ATF/sanctions, and conduct risks.
Contribute to a high-performance and inclusive work environment.