Associate Underwriter

ProAg

2d • $49,500 - $80,000 • Remote

About The Position

ProAg is seeking an Associate Underwriter or Underwriter to join its western team. This remote position reviews annual crop insurance policy documents to ensure compliance with federal and company guidelines. The underwriting team builds long-lasting relationships with agents and serves as a subject matter expert for internal and external customers.

The role reviews coverage and rating information, processes new and renewal policies, responds to agent and policyholder inquiries, and evaluates policy changes and supporting documentation. The Associate Underwriter may approve or deny requests within delegated authority or recommend decisions to a higher authority. The position also analyzes policy information to resolve Federal Crop Insurance Corporation errors, interprets FCIC documents, and helps ensure compliance with regulatory and company deadlines.

The position requires at least two years of relevant, progressive professional experience. Agriculture or crop insurance experience is preferred. A bachelor’s degree in Agriculture, Business Administration, or a related field is sought, or equivalent education and/or experience. ProAg offers a stated pay range of $49,500–$80,000, adjusted geographically where applicable.

Requirements

• At least two years of relevant and progressive professional experience.
• A bachelor’s degree in Agriculture, Business Administration, or a related field, or equivalent education and/or experience.
• Solid written and verbal communication skills, including the ability to communicate with confidentiality, tact, and diplomacy.

Nice To Haves

• Previous agriculture or crop insurance industry experience.

Responsibilities

• Review crop insurance policy information for coverage, proper rating, and other details to determine whether an application is acceptable for the available program or selected coverage.
• Contact and respond to agents’ verbal and written inquiries within designated timeframes, providing information and underwriting support.
• Verify policy rates or review previously rated policies using available tools, including Risk Management Agency (RMA) and ProAg quoting applications.
• Use automated underwriting and/or processing systems to develop information for new or renewal policies.
• Answer questions from agents, policyholders, and prospects.
• Follow company underwriting authority directives, underwriting guidelines, policies, and procedures.
• Request documentation needed to process coverage, including applications, production reports, acreage reports, and endorsements.
• Approve or deny matters within delegated authority, or recommend approval or denial to a higher authority.
• Review requests for cancellations, endorsements, and other policy changes.
• Analyze and research policy information related to Federal Crop Insurance Corporation (FCIC) error resolution and resolve uncleared items.
• Read and interpret FCIC documents.
• Analyze and revise acreage reports.
• Respond to common inquiries from RMA and RSOs.
• Ensure compliance with company policies and government regulations, including deadlines for sales closing dates, acreage reporting dates, production reporting dates, accounting cutoffs, and fund designations.
• Build relationships with internal and external contacts to facilitate underwriting, support business development, and stay informed about industry trends.
• Serve as a resource to departmental staff on underwriting procedures and departmental guidelines.
• Develop understanding of factors affecting policy rating and risk.
• Assist with data entry as needed.
• Attend required training sessions.

Benefits

• Competitive salary and comprehensive benefits package.
• Ongoing learning and development opportunities.
• Opportunities for growth and career advancement.
• Medical, vision, and dental coverage, with eligibility beginning on the first day of employment.
• Basic life and disability insurance.
• 401(k) plan with a 6% company match.
• 20 days of PTO, three floating holidays, approximately 10 paid holidays, and volunteer time off.
• Paid parental leave.
• Wellness program that includes mental health services, fitness network membership, and a complimentary Headspace subscription.
• Student loan matching program.
• Employee discount program.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level