Associate Portfolio Underwriting, Commercial Real Estate
About The Position
This is a temporary 12-month term opportunity. This role provides support and expertise to several sales teams within the Real Estate industry, focusing on developing, administering, and maintaining a portfolio with primarily complex companies (public and private) with loans and/or deposits generally over $10,000,000. Reporting to the Director, Portfolio Management in Real Estate, the position focuses on credit assessment, risk analysis, account maintenance, and assisting with profitable growth while ensuring optimum customer service. The role offers a development plan to hone technical and relationship management skills in Real Estate Lending, with opportunities to engage with internal partners such as risk management, treasury, financial markets, payment solutions, advisory services, documentation, and administration.
Requirements
- 2-4 years in finance, accounting or equivalent experience.
- Degree in Business, Finance, Accounting or equivalent.
- Exceptional analytical and financial analysis skills.
- Ability to meet deadlines and establish priorities to manage multiple issues.
- High level of integrity and credibility.
- Proven ability to produce effective results while working independently with limited supervision, but also be an effective team member.
- Excellent oral communication and business writing skills.
- Strong computer skills in Microsoft applications (Excel, PowerPoint and Word).
- Enthusiastic team player with a proven record of success who wants to be part of a team dedicated to growth and to continuous improvement.
- Willingness to learn new skills and acquire new knowledge.
- Ability to work flexible hours including occasional weekends and evenings.
Nice To Haves
- Knowledge and experience with Google Suite.
- Real Estate knowledge and experience is an asset.
- MBA, CFA or CPA designation completed or in progress is an asset.
- Basic knowledge of real estate lending policies and products is an asset.
Responsibilities
- Prepare credit assessments through completion of an application for credit.
- Analyze financial statements/and or project metrics to assess risk and determine a financial structure that best meets the client’s needs.
- Perform financial and project modeling, sensitivity analysis, valuation and security analysis with relevant recommendations.
- Ensure underwriting recommendations are in accordance with sound principles and ATB Real Estate Lending policy and procedures.
- Assist in obtaining the required documentation, collateral and security to support the loans.
- Understand return assessments and the impact on profitability.
- Stay up to date on industry and benchmarking assessments, including key drivers and trends.
- Identify and refer opportunities generated from customer analysis to the sales teams.
- Assist the sales teams with improving efficiencies and profitability of the business unit.
- Participate in team meetings by sharing successes and best practices.
- Manage internal and external relationships in a positive and constructive manner.
Benefits
- High-care, high-performance culture
- Development plan
- Hone technical and relationship management skills
- Opportunity to engage with internal partners
- Encouragement to apply even if not all requirements are met
- Celebration of drive, perspective, and growth
- Workplace reflective of communities
- Support for team members to succeed their way
- Commitment to advancing Truth and Reconciliation
- Meeting and exceeding standards set out in the Partnership Accreditation in Indigenous Relations program
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
