Associate Director of Compliance, Americas

Cover Genius•New York, NY

2d•$140,000 - $180,000•Hybrid

About The Position

As the Associate Director of Compliance – Americas, you will serve as the senior compliance leader for the Americas region. This pivotal role involves translating Cover Genius’s global compliance framework into robust regional execution. It is a hands-on leadership position that combines regulatory expertise with operational discipline. You will own the maintenance and improvement of the Americas compliance program, covering US multi-state insurance licensing, state regulatory filings, producer and adjuster license management, AML/sanctions obligations, and partner program oversight. You will also support the VP in building toward a unified global compliance operating model. You will be a key partner to the Americas insurance, partner services, customer, and product teams, ensuring compliance requirements are understood and embedded in day-to-day operations rather than applied as a reactive checkpoint. You will manage a small regional team and serve as the primary compliance interface for US, Canadian, and LatAm regulatory matters.

Requirements

8–12 years of compliance experience within the insurance industry, with at least 3 years in a leadership or management role
Deep knowledge of US state insurance regulatory requirements, including multi-state licensing, filing obligations, and producer/adjuster appointment management
Experience with AML, OFAC/sanctions compliance programs in a financial services or insurtech environment preferred
Familiarity with travel insurance compliance requirements and travel retailer regulatory structures will be highly regarded
Experience supporting or managing regulatory examination responses and underwriter audits
Ability to implement and operate compliance monitoring frameworks with measurable outcomes
Strong written and verbal communication skills, with the ability to translate complex regulatory requirements into clear business guidance
Experience working with compliance technology platform, including workflow management, monitoring, and reporting functions. Familiarity with common insurance compliance platforms (e.g. Vertafore, Sircon, or equivalent licensing systems) is advantageous.
Experience working in a fast-growing, cross-functional environment; insurtech or embedded insurance experience preferred
Bachelor's degree in a relevant field; a postgraduate degree (JD or MBA) and/or CPCU, CRCM, or CAMS certification is desirable
Practical regulatory judgment — you know when something is a real risk and when it is noise
Ability to operate independently in a complex, multi-jurisdictional environment while remaining aligned to global frameworks set by the VP
Collaborative instinct — you build relationships with business teams rather than operating as a compliance gatekeeper
Strong organizational skills and the ability to manage multiple concurrent regulatory and operational workstreams
Growth mindset and comfort with building and improving processes in a scaling business
Excellent attention to detail, particularly in licensing, filing, and audit-response contexts

Nice To Haves

Experience with AML, OFAC/sanctions compliance programs in a financial services or insurtech environment
Familiarity with travel insurance compliance requirements and travel retailer regulatory structures
Familiarity with common insurance compliance platforms (e.g. Vertafore, Sircon, or equivalent licensing systems)
Insurtech or embedded insurance experience
A postgraduate degree (JD or MBA) and/or CPCU, CRCM, or CAMS certification

Responsibilities

Maintain and continuously improve the Americas compliance framework, including the company's producer and adjuster license portfolio across US states and Canadian provinces, regulatory filing calendars, and state insurance department relationships.
Track and assess regulatory developments across US, Canadian, and Latin American jurisdictions and work with legal to translate changes into clear implementation requirements for the business and product teams.
Review and monitor the design, distribution, and marketing of insurance and warranty products offered through Americas partners to ensure compliance with applicable state and federal requirements, including travel retailer appointments, marketing/disclosure obligations, and underwriter audit requirements.
Maintain and operate the Americas AML and sanctions compliance program, including OFAC screening protocols, suspicious activity monitoring, and escalation procedures in alignment with global policy.
Support business and partner services teams in understanding their compliance obligations; deliver training and practical guidance that enables compliant operations without creating unnecessary process friction.
Execute compliance monitoring activities, prepare reporting for the VP, Global Compliance and the LRCA leadership, and contribute to ARC and Board-level materials as required.
Coordinate responses to underwriter audits, regulatory examinations, and information requests from US and Canadian regulators, ensuring accuracy, timeliness, and consistency with prior representations.
Support the VP in building the internal controls, documentation standards, and evidence frameworks required for public company compliance maturity.
Lead and develop a small Americas compliance team, maintaining high-quality output, clear accountability, and a culture of continuous improvement.