Associate Credit Manager

Campbell's • Camden, NJ

1d • $107,800 - $148,200 • Onsite

About The Position

As the Associate Credit Manager, you will play a critical role in protecting Campbell's financial health while enabling profitable growth across multiple business units. You will manage a customer portfolio representing more than $600 million in Accounts Receivable, balancing risk management, cash flow optimization, working capital performance, and customer relationships. Through strong financial analysis, disciplined credit decision-making, and cross-functional collaboration, you will help safeguard company assets, strengthen Order-to-Cash processes, and drive continuous improvement across Credit and Accounts Receivable operations.

Requirements

• Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related field.
• 5+ years of progressive experience in Credit, Accounts Receivable, Collections, Finance, Treasury, or Order-to-Cash operations.
• Demonstrated experience managing credit risk and performing financial analysis for large or complex customer portfolios.
• Strong financial statement analysis and credit risk assessment skills.
• Knowledge of Accounts Receivable, collections, customer master data, working capital management, and Order-to-Cash processes.
• Experience analyzing large and complex data sets to identify trends, risks, and business opportunities.
• Strong communication, negotiation, problem-solving, and stakeholder management skills.
• Ability to prioritize multiple initiatives, make sound business decisions, and drive issues to resolution.
• Proficiency with Microsoft Excel, PowerPoint, Word, and Outlook.
• Ability to collaborate effectively across business units and with internal and external stakeholders.

Nice To Haves

• Experience within a consumer packaged goods (CPG), manufacturing, or shared services environment.
• Working knowledge of SOX controls, audit requirements, policy governance, and credit or bankruptcy regulations.
• Experience providing functional leadership or oversight to offshore, shared service, or third-party teams.
• Experience using SAP, credit management platforms, business intelligence tools, or reporting solutions.
• Experience leading process improvement, automation, or system enhancement initiatives.
• Strong understanding of customer onboarding, master data governance, and financial controls.
• Experience supporting audits, compliance activities, and risk mitigation programs.

Responsibilities

• Assess customer creditworthiness through financial statement analysis, credit reports, trade references, payment history, economic conditions, and industry trends.
• Establish and maintain customer credit limits, payment terms, and risk mitigation strategies within delegated authority levels.
• Monitor customer financial health and credit exposure, proactively identifying risks and recommending protective actions.
• Review and evaluate customer orders, approving, restricting, or escalating credit decisions in accordance with company policy.
• Partner with Legal, Finance, Sales, and other stakeholders to manage financially distressed, high-risk, or bankrupt customers.
• Manage an Accounts Receivable portfolio exceeding $600 million across multiple business units and customer relationships.
• Support working capital objectives by improving key performance measures such as Days Sales Outstanding (DSO), Average Days to Pay, percent current receivables, past-due exposure, and bad debt.
• Provide oversight and governance for collections activities performed by internal teams, shared services organizations, and third-party providers.
• Monitor payment trends, disputes, collection effectiveness, and escalations while implementing action plans to improve cash flow and reduce delinquency.
• Lead or support credit hold decisions, collection escalations, and associated stakeholder communications.
• Prepare and present recurring and ad hoc reporting related to Accounts Receivable, credit risk, collections performance, working capital, and balance sheet activity.
• Analyze portfolio, customer, and business-unit trends to identify risks, opportunities, and performance gaps.
• Develop recommendations and actionable insights that support business and financial decision-making.
• Maintain reporting accuracy, supporting documentation, audit evidence, and reporting governance standards.
• Oversee credit and customer master data, including credit limits, payment terms, customer hierarchies, and relationship structures.
• Partner with Master Data Management and business stakeholders to support customer onboarding and data maintenance activities.
• Promote data quality, consistency, and accuracy to support reporting, controls, operational execution, and risk assessment.
• Maintain compliance with Campbell's credit policies, Order-to-Cash procedures, SOX requirements, financial controls, and applicable regulations.
• Support audits, control testing, remediation efforts, and policy reviews.
• Identify root causes of recurring issues and lead process improvement initiatives that strengthen controls and improve efficiency.
• Support automation initiatives, reporting enhancements, and system or process changes impacting Credit, Collections, and Accounts Receivable.
• Collaborate with Sales, Finance, Supply Chain, Customer Service, Legal, Master Data Management, Shared Services, and third-party partners.
• Serve as a key point of contact for customer finance and Accounts Payable organizations regarding payment performance, terms compliance, disputes, and escalations.
• Communicate complex financial and credit matters in a clear, business-focused manner, including risks, impacts, recommendations, and required actions.

Benefits

• medical
• dental
• short and long-term disability
• AD&D
• life insurance (for individual, families, and domestic partners)
• matching 401(k) plan
• unlimited sick time
• paid time off
• holiday pay
• free access to the fitness center (if in WHQ)
• access to on-site day care (operated by Bright Horizons) (if in WHQ)
• access to company store (if in WHQ)
• Campbell’s Cares program matches employee donations and/or volunteer activity up to $1,500 annually
• Employee Resource Groups (ERGs)

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level