Associate Bank Financial Advisor

Wells Fargo Bank•Virginia Beach, VA

14h•Onsite

About The Position

At Wells Fargo, an Associate Bank Financial Advisor (LO) helps clients work toward their financial goals in collaboration with the bank branch team. The role focuses on building client relationships, providing guidance on financial solutions, and developing advisory expertise through training, mentorship, and collaboration with experienced professionals. The position participates in the Wells Fargo Advisors training program and supports clients in understanding their financial goals, risk tolerance, needs, and investment profiles. It reviews basic client goals and financial needs related to lower-risk, routine investment solutions, contributes to quality service and a positive client experience, collaborates with internal partners, and refers clients to specialists when appropriate. The role also builds foundational knowledge of financial products, regulatory requirements, and Wells Fargo Advisors processes. This Loan Originator (LO) position includes customer contact and duties such as assessing client needs and referring interested customers to a SAFE team member for dwelling-secured products. The employee assists customers but does not take applications or offer or negotiate terms of dwelling-secured transactions. The role is subject to LO qualification requirements under Regulation Z, Consumer Financial Protection Bureau requirements, FINRA requirements, and applicable state registration and licensing requirements. A current credit report is used to assess financial responsibility and credit fitness; credit score is not part of the evaluation. Candidates must pass the required background screening and meet ongoing regulatory obligations. Compensation includes an hourly base pay rate meeting or exceeding applicable minimum wage requirements, with the opportunity to earn additional commission. The role is located at 301 Little Neck Rd, Virginia Beach, VA 23452-5761. It is not eligible for visa sponsorship.

Requirements

At least 6 months of customer service, sales, relationship-building experience, or equivalent demonstrated through work experience, training, military experience, or education.
Successfully completed the Securities Industry Essentials (SIE) exam or equivalent.
Meet Consumer Financial Protection Bureau Loan Originator qualification requirements, including applicable financial responsibility, character, general financial fitness, and criminal background standards.
Successfully complete and pass a background check prior to hire and comply with FINRA background screening and ongoing regulatory obligations.
For U.S. employment, obtain and/or maintain the appropriate FINRA licenses for ongoing employment; required licenses must be registered with the appropriate Wells Fargo entity before engaging in offering, selling, or promoting securities products.
If required licenses are not available to transfer upon hire, complete FINRA Series 7 and 66 (or 63 and 65), or equivalents, and applicable state Variable, Life, and Health insurance licenses within the 90- or 180-day period communicated at offer acceptance.
Comply with applicable state law registration and licensing requirements; specific product or SAFE licensing may apply.
Meet enhanced financial fitness and criminal background standards and comply with periodic screening and mandatory reporting requirements.
Provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policies if outside activities or personal investing requirements apply.

Nice To Haves

FINRA registration, including Series 7 and 66 or FINRA-recognized equivalents.
Experience in financial services, wealth management, financial advising, investment planning, and financial products, with the ability to help clients identify solutions aligned with financial goals and investment objectives.
Knowledge of bank regulations and financial regulatory requirements, including applying related policies, procedures, and controls when supporting clients.
Ability to understand customer needs, financial goals, risk tolerance, and investment profiles through consultative conversations.
Demonstrated ability to build and maintain strong customer and banking relationships through responsive service, trust, and support for long-term client engagement.
Experience delivering customer service, addressing routine inquiries, and supporting timely resolution of client needs.
Ability to perform basic financial analysis to review client information, assess needs, evaluate investment opportunities, and support appropriate investment or advisory recommendations.
Ability to collaborate with Financial Advisors, internal partners, and specialists to support client needs, identify referral activities, and connect clients with appropriate resources.

Responsibilities

Participate in the structured Wells Fargo Advisors training program to meet personal, professional, and client service goals within the Financial Advisory – Bank function.
Partner with clients to understand financial goals, risk tolerance, and individual needs, and assist in developing appropriate investment approaches.
Review basic client goals and risk tolerance, assess investment profiles, and evaluate financial needs related to lower-risk, routine investment solutions.
Support client relationship development by delivering quality service and contributing to a positive client experience.
Collaborate with internal partners and refer clients to specialists for additional products when appropriate.
Build foundational knowledge of financial products, regulatory requirements, and Wells Fargo Advisors processes.
Assess customer needs and refer interested customers to a SAFE team member for dwelling-secured products without taking an application or offering or negotiating transaction terms.
Follow applicable risk, compliance, regulatory, and Wells Fargo policy requirements, including escalating and remediating issues as appropriate.