Assistant Vice President, Portfolio Manager- SAG

Western Alliance Bank•Phoenix, AZ

19h

About The Position

The Assistant Vice President, Portfolio Manager is responsible for analyzing, structuring, underwriting, and coordinating the closing of major and complex loans in compliance with the Bank’s lending policies and procedures. The role works with the Vice President, Commercial Banker to manage loans and responsibly monitor and identify credit risks, while helping attain Bank, regional, and branch goals through underwriting and closing desirable credits. The Portfolio Manager interfaces with clients in person, by phone, and by email to assess credit needs and determine appropriate loan structures and analysis requirements. The role gathers and analyzes information for financing requests presented with the Relationship Manager to senior management or the Loan Committee. It coordinates processing of approved loans, obtains sufficient customer information and documentation, helps resolve loan processing and servicing issues, and supports superior customer service. Additional duties include underwriting, portfolio management, and upkeep related to new loan requests and the Relationship Manager’s existing portfolio. The position also requires compliance with Bank policies and procedures and applicable state and federal banking regulations.

Requirements

At least 2 years of related experience in portfolio management or a similar field.
Bachelor’s degree or equivalent experience.
Entry-level to intermediate knowledge of general banking operations, including deposit operations, loan administration, treasury management, and/or other commercial banking products and services.
Entry-level to intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards, and practices.
Entry-level to intermediate knowledge of commercial credit, loan structuring, and pricing dynamics.
Completed credit analyst training.
Intermediate speaking and writing communication skills.

Responsibilities

Analyze, structure, underwrite, and coordinate the closing of major and complex loans in accordance with Bank lending policies and procedures.
Work with the Vice President, Commercial Banker to manage loans and monitor and identify credit risks.
Participate in underwriting and closing desirable credits to help attain Bank, regional, and branch goals.
Interface with clients in person, by phone, and by email to assess credit needs and determine loan structure and analysis requirements.
Gather and analyze information for financing requests presented with the Relationship Manager to senior management or the Loan Committee.
Coordinate the processing of approved loans, ensuring they conform to the loan agreement, customer needs, and Bank lending policies.
Obtain sufficient information and documentation from customers.
Assist in resolving issues related to processing and servicing loans in the Relationship Manager’s portfolio.
Reinforce superior customer service through personal example and appropriate follow-through with customers and employees.
Perform other underwriting, portfolio management, and upkeep tasks related to new loan requests and the existing portfolio.
Ensure compliance with Bank policies and procedures and applicable state and federal banking regulations.