Assistant Vice President, Portfolio Manager- SAG

Western Alliance Bank•Phoenix, AZ

About The Position

The Assistant Vice President, Portfolio Manager is responsible for analyzing, structuring, underwriting, and coordinating the closing of major and complex loans in compliance with the Bank’s lending policies and procedures. The Portfolio Manager works with the Vice President, Commercial Banker to manage loans and responsibly monitor and identify credit risks. The role also supports established Bank, regional, and branch goals by participating in underwriting and closing desirable credits, and assures compliance with Bank policies and procedures and applicable state and federal banking regulations. The Portfolio Manager works with the Vice President, Commercial Banker to communicate with clients in person, by phone, and by email to assess credit needs and determine appropriate loan structures and analysis requirements. The role gathers and analyzes information for financing requests presented with the Relationship Manager to senior management or the Loan Committee. It coordinates the processing of approved loans, obtains customer information and documentation, helps resolve loan processing and servicing issues, reinforces superior customer service, and handles other underwriting, portfolio management, and portfolio upkeep tasks related to new loan requests and existing relationships.

Requirements

At least 2 years of related experience in portfolio management or a similar field.
Bachelor’s degree or equivalent experience.
Entry-level to intermediate knowledge of general banking operations, including deposit operations, loan administration, treasury management, and/or other commercial banking products and services.
Entry-level to intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards, and practices.
Entry-level to intermediate knowledge of commercial credit, loan structuring, and pricing dynamics.
Completed credit analyst training.
Intermediate speaking and writing communication skills.

Responsibilities

Analyze, structure, underwrite, and coordinate the closing of major and complex loans in accordance with Bank lending policies and procedures.
Work with the Vice President, Commercial Banker to manage loans and monitor and identify credit risks.
Participate with the Vice President, Commercial Banker in underwriting and closing desirable credits to help attain Bank, regional, and branch goals.
Assure compliance with Bank policies and procedures and applicable state and federal banking regulations.
Interface with clients in person, by phone, and by email to assess credit needs and determine appropriate loan structures and analysis requirements.
Gather and analyze information for financing requests presented with the Relationship Manager to senior management or the Loan Committee.
Coordinate processing of approved loans, ensuring that loans conform to agreements, customer needs, and Bank lending policies.
Obtain sufficient information and documentation from customers.
Assist in resolving problems related to processing and servicing loans within the Relationship Manager’s portfolio.
Reinforce superior customer service through personal example and appropriate follow-through with customers and employees.
Perform other underwriting, portfolio management, and upkeep tasks related to new loan requests and the existing Relationship Manager portfolio.