Vice President, Portfolio Manager

Western Alliance Bank•Costa Mesa, CA

18h

About The Position

The Vice President, Portfolio Manager analyzes, structures, underwrites, and coordinates the closing of major and complex loans in accordance with the Bank’s lending policies and procedures. Working with the Vice President, Commercial Banker, the role manages loans to monitor and identify credit risks and supports Bank, regional, and branch goals through underwriting and closing desirable credits. The position interfaces with clients in person, by phone, and by email to assess credit needs and determine appropriate financing structures and analysis requirements. It gathers and analyzes information for financing requests presented with the Relationship Manager to senior management or the Loan Committee. The Portfolio Manager also coordinates processing of approved loans, ensures processing conforms to agreements, customer needs, and Bank policies, obtains necessary customer documentation, and helps resolve loan processing and servicing issues. The role reinforces superior customer service and handles other underwriting, portfolio management, and portfolio upkeep duties related to new requests and existing relationships. It also assures compliance with Bank policies and procedures and applicable state and federal banking regulations.

Requirements

At least 6 years of related experience in portfolio management or a similar field.
Bachelor’s degree or equivalent experience.
Intermediate to advanced knowledge of general banking operations, including deposit operations, loan administration, treasury management, and/or other commercial banking products and services.
Intermediate to advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards, and practices.
Intermediate to advanced knowledge of commercial credit, loan structuring, and pricing dynamics.
Completed credit analyst training.
Advanced speaking and writing communication skills.

Responsibilities

Analyze, structure, underwrite, and coordinate the closing of major and complex loans in compliance with Bank lending policies and procedures.
Work with the Vice President, Commercial Banker to manage loans and responsibly monitor and identify credit risks.
Participate in underwriting and closing desirable credits to help attain Bank, regional, and branch goals.
Interface with clients in person, by phone, and by email to assess credit needs and determine appropriate loan structures and analysis requirements.
Gather and analyze information and, with the Relationship Manager, present financing requests to senior management or the Loan Committee for approval.
Coordinate processing of approved loans and ensure they are processed according to the agreement, customer needs, and Bank lending policies.
Obtain sufficient information and documentation from customers.
Assist in resolving problems related to processing and servicing loans within the Relationship Manager’s portfolio.
Provide superior customer service through personal example and appropriate follow-through with customers and employees.
Perform other underwriting, portfolio management, and upkeep tasks related to new loan requests and the existing portfolio.
Assure compliance with Bank policies and procedures and applicable state and federal banking regulations.