Asset Based Lending Portfolio Analyst

Wells Fargo Bank•Atlanta, GA

2d•Onsite

About The Position

Wells Fargo is seeking a Asset Based Lending Portfolio Analyst within the Commercial Banking Capital Finance group to manage a portfolio of large corporate ABL accounts. Learn more about the career areas and lines of business at www.wellsfargojobs.com

Requirements

2+ years of secured or specialized lending relationship management or portfolio management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Asset-Based Lending (ABL) experience including credit evaluation and risk assessment as well as knowledge of large corporate lending and working knowledge of ABL and Capital markets
Completion of a Financial Analyst or Credit Analyst training program
Experience in reviewing and accurately interpreting loan documentation.
Effective organizational, multi-tasking and prioritizing skills
Ability to lead and coordinate with team members across Wells Fargo
Strong verbal and written communication skill
Proven track record of success in customer-facing roles with experience building and maintaining client relationships
Advanced proficiency in Microsoft Office Suite, including Excel, PowerPoint, and Word
Bachelor’s degree in Business, Finance, Economics, Accounting or a related field

Responsibilities

Lead or participate in building and maintaining effective relationships with existing clients within their products or functional area, including sharing relevant information with coverage partners
Review and analyze moderately complex business, operational, or technical challenges that require an in-depth evaluation of variable factors
Independently review and analyze moderately complex client portfolios or partner with senior peers on more complex portfolios for key issues related to cash flow, liquidity, leverage, working capital, debt coverage, collateral and enterprise value analysis, and repayment sources, including for use in periodic reviews as well as interim underwriting memoranda
Partner with coverage teams within the context of individual deals and client relationships to understand clients’ businesses, strategic objectives, operational priorities, and financial positions to identify and execute on opportunities for modifications, renewals, and refinancings
Perform regular portfolio reviews to manage risk and lead problem loan resolutions, where applicable
Collaborate and consult with peers and functional partners to resolve client servicing requests and inquiries related to their product
Independently resolve moderately complex situations while developing a sound understanding of policies, procedures, and compliance requirements to meet business objectives and partner with senior peers for more complex issues
Partner with product management functional partners to provide feedback on evolving market needs to enable the innovation, design, and delivery of credit solutions more effectively
Contribute to large-scale planning related to a given product and/or specialty’s business objectives