Asset Based Lending Credit Support Analyst

JPMorgan Chase & Co. • Chicago, IL

2d • $59,470 - $85,300

About The Position

As a Credit Support Analyst within JPMorganChase, you will help maintain the integrity of the credit portfolio by assessing borrower compliance with credit agreement terms. The role focuses on identifying potential defaults in syndicated loans and bilateral agreements through an understanding of financial covenants. You will apply critical thinking to semi-routine tasks, follow established routines, and escalate non-routine issues to senior team members. The position also involves conflict management, emotional intelligence, and stakeholder management to facilitate discussions and collaborative solutions, along with effective time management to provide courteous and effective client service.

JPMorganChase is a financial institution providing financial solutions to consumers, businesses, and corporate, institutional, and government clients. J.P. Morgan Global Banking serves a broad wholesale banking client base, while Commercial Banking provides credit and financing, treasury and payment services, international banking, and real estate services.

Requirements

• Foundational knowledge of credit agreement terms and financial covenants, with the ability to interpret and apply them.
• Ability to perform tasks accurately while adhering to well-defined policies, procedures, and techniques.
• Developing proficiency in conflict management, including identifying conflicts of interest and facilitating collaborative discussions.
• Emerging active listening and questioning skills, including using non-verbal cues to empathize and ask insightful questions.
• Strong time management and organizational skills, including handling multiple tasks effectively.

Nice To Haves

• Foundational capability in continuous improvement and process automation to optimize lending workflows and operational efficiency.
• Developing digital literacy to support effective use of technology in lending services.
• Emerging ability to create quantitative reports that track lending performance and support data-driven strategic planning.
• Growing proficiency in project management to execute lending service initiatives and align them with strategic objectives.
• Exposure to AI-enabled business tools and willingness to adopt emerging technologies that support process improvement and operational excellence.

Responsibilities

• Assess borrower compliance with credit agreement terms for an assigned portfolio and identify potential defaults and covenant breaches.
• Interpret financial and other covenants in credit agreements and ensure co-borrowers, guarantors, and other parties are accurately set up in the bank's system of record.
• Conduct credit analysis and monitor ongoing compliance with financial covenants, using critical thinking to identify potential risks.
• Calculate cash flow and leverage ratios in accordance with credit agreement terms.
• Manage time and workload to meet quality control standards and service level agreements, completing tasks accurately and on time.

Benefits

• Competitive total rewards package, including base salary determined by role, experience, skill set, and location.
• Eligible roles may receive commission-based pay and/or discretionary incentive compensation in cash and/or forfeitable equity.
• Comprehensive health care coverage.
• On-site health and wellness centers.
• Retirement savings plan.
• Backup childcare.
• Tuition reimbursement.
• Mental health support.
• Financial coaching.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: No Education Listed